Can the IRS put a lien on my house when I am making monthly payments on what I owe?
The IRS put a lien on my house
The answer is yes. Any time you owe the IRS, they can put a lien on your house and other property that you own. You should expect a lien to be filed even if you are on a monthly installment arrangement or a non-collectible status. Even if you are in the process of applying for an offer in compromise the IRS can file a tax lien if they are concerned about the amount being offered.
If you feel that there is a legitimate reason why the IRS should not have filed a tax lien, you have the option of filing a collection due process appeal. In most cases, you will not be successful in removing the lien unless it is due to an error on the part of the IRS, or when a return is assessed it will prove that you will not own any taxes. If you desire to get a tax lien removed in order to get a loan to pay the balance owed off in full, the IRS will subordinate the lien in order to allow a bank to make the loan.
If you have any questions regarding the filing of a tax lien, removing a tax lien or how a tax lien affects your credit or assets, give me a call for a free consultation at 480-926-9300.
Scott Allen E. A.
Tax Debt Advisors Inc helping Arizona taxpayers with and IRS lien on their house