Chandler AZ IRS Payment Plan Negotiation
IRS Payment Plan Chandler AZ: How Scott Allen EA Helped a Chandler Resident Resolve His IRS Debt
When facing the IRS, many taxpayers in Arizona feel overwhelmed, anxious, and unsure where to turn. The process of resolving tax debt—especially when unfiled tax returns or large back balances are involved—can seem daunting. For over 48 years, Tax Debt Advisors, Inc., a family-owned tax resolution firm based in Mesa, Arizona, has guided individuals through these financial storms with professionalism, integrity, and results.
One recent success story highlights how Scott Allen, EA, helped a Chandler resident named Christopher achieve financial relief by securing an IRS payment plan. This formal agreement not only stopped potential levies and garnishments but also gave Christopher the peace of mind that comes with having a structured, affordable resolution in place.
If you are searching for an IRS payment plan in Chandler AZ, understanding how this process works—and how a qualified representative like Scott Allen EA can assist—is the first step toward reclaiming financial stability.
A Family Tradition of Helping Arizona Taxpayers
Tax Debt Advisors, Inc. has been serving Arizona taxpayers since 1977. As a locally owned and operated family business, the firm has built its reputation on personal service, ethical representation, and consistent results. The company was founded with a simple philosophy: treat every client like family.
Now led by Scott Allen, Enrolled Agent, the firm continues its legacy of personalized tax resolution services for individuals and small business owners throughout the Phoenix East Valley—including Chandler, Mesa, Gilbert, Tempe, and Queen Creek.
Unlike large, impersonal national tax resolution companies that advertise heavily but often outsource their cases, Tax Debt Advisors, Inc. keeps all work in-house. Each client’s case is handled directly by Scott Allen EA, a licensed tax professional authorized to represent taxpayers before the IRS.
This commitment to local service ensures that each client receives honest answers, realistic solutions, and personal attention throughout every step of the process.
The Challenge: Unfiled Tax Returns and Growing IRS Debt
When Christopher first contacted Tax Debt Advisors, Inc., he was facing multiple years of unpaid and unfiled tax returns. The IRS had already begun sending notices, and the possibility of enforced collection—such as wage garnishments or bank levies—was becoming a real threat.
Like many taxpayers, Christopher’s situation began with a few missed filings that eventually snowballed into years of accumulated tax debt and penalties. This is a common scenario in Arizona and across the country: one missed year becomes two, then three, until the taxpayer no longer knows where to start.
IRS problems rarely resolve themselves. In fact, the longer they are left unattended, the worse they become. The IRS has significant powers to collect unpaid taxes, including seizing wages, levying bank accounts, or even placing liens against property.
Fortunately, Christopher took action before it reached that point. He contacted Scott Allen EA for a free consultation, seeking professional help to resolve his IRS debt once and for all.
The Solution: Negotiating a Fair IRS Payment Plan
After carefully reviewing Christopher’s financial situation and verifying the accuracy of his tax balances, Scott Allen EA proposed a monthly IRS payment plan—also known as an installment agreement.
This plan allows taxpayers to make manageable monthly payments toward their tax debt, preventing further IRS collection actions while keeping them in good standing. The IRS approved the proposal and confirmed it in writing, officially accepting Christopher’s monthly installment plan.
According to the IRS acceptance letter dated October 16, 2025, the agreement authorized automatic deductions of $300 per month, beginning the following month. This structured payment plan stopped potential levies and garnishments, providing Christopher immediate financial protection and relief.
Scott Allen EA also ensured that all compliance requirements were met—such as filing any missing returns and maintaining timely payments moving forward. This thorough approach not only secured the agreement but also restored Christopher’s peace of mind, knowing he was finally back in good standing with the IRS.
Why Working with a Local Tax Professional Matters
When dealing with the IRS, communication and representation are key. Having a local Enrolled Agent in Chandler or Mesa means you can meet face-to-face with a professional who truly understands Arizona taxpayers’ needs.
National tax companies often rely on call centers and scripted responses. By contrast, Tax Debt Advisors, Inc. offers personalized, one-on-one service directly from a licensed representative who has worked with the Phoenix IRS office for decades.
This familiarity with local IRS agents, procedures, and negotiation practices can make a significant difference in achieving a favorable outcome.
Moreover, Scott Allen EA’s experience in preparing unfiled tax returns ensures that all filings are accurate and strategically completed before negotiations begin. Filing missing returns correctly can drastically reduce assessed balances and penalties, often changing the direction of a case entirely.
Understanding IRS Payment Plans
An IRS payment plan, or installment agreement, is one of the most common and effective tools for resolving tax debt. It allows taxpayers to pay what they owe over time, rather than all at once.
Scott Allen EA helps clients evaluate which type of payment plan best fits their circumstances:
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Guaranteed Installment Agreement: For taxpayers owing under $10,000, automatically approved if certain conditions are met.
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Streamlined Installment Agreement: For debts under $50,000, offering straightforward monthly payments without detailed financial disclosure.
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Partial Payment Installment Agreement: For larger debts where full payment is not possible, allowing partial monthly payments until the collection statute expires.
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Custom or Non-Streamlined Agreements: Tailored arrangements based on complex financial conditions.
Each agreement type comes with its own rules, documentation requirements, and negotiation process. Having a qualified Enrolled Agent ensures the proposal is structured to the taxpayer’s benefit, not just what the IRS prefers.
The Arizona Connection: Living Free from IRS Stress
For many Chandler and Mesa residents, life in Arizona is about enjoying the outdoors—whether hiking the trails of South Mountain Park, paddleboarding at Tempe Town Lake, or exploring the Superstition Mountains.
Tax problems, however, can cast a shadow over those experiences. It’s hard to enjoy Arizona’s sunshine when IRS notices and financial stress are constantly in the back of your mind.
Scott Allen EA often reminds clients that financial freedom is not just about money—it’s about peace of mind. Once a resolution is in place, clients can return to the activities they love most, free from the fear of wage garnishments, tax liens, or unrelenting IRS letters.
With the right plan, you can focus on family outings at Desert Breeze Park in Chandler or hiking Usery Mountain instead of worrying about tax deadlines.
Commitment to Professional Excellence
What sets Tax Debt Advisors, Inc. apart is its emphasis on professional ethics and family-based service values. Every case begins with a free, confidential consultation, where Scott Allen EA personally evaluates your IRS situation and discusses available resolution options.
There’s never a one-size-fits-all solution when it comes to IRS debt. Some taxpayers may qualify for Currently Not Collectible status, others may benefit from Offer in Compromise negotiations, while many find relief through structured payment plans like Christopher’s.
Each option is carefully analyzed to ensure it aligns with the taxpayer’s financial capacity and long-term goals.
Scott Allen EA’s credentials as an Enrolled Agent—a federally licensed tax practitioner—allow him to represent clients before the IRS in all 50 states. However, his focus remains local: serving Arizona families and small business owners who prefer personal, face-to-face guidance.
The Result: A Fresh Start for Christopher
For Christopher, the results were immediate and life-changing. His IRS debt is now under control, his payments are affordable, and his financial future is clear. The constant worry about IRS action has been replaced with confidence and stability.
The official IRS notice confirmed acceptance of his monthly $300 installment plan, marking a successful resolution to years of uncertainty.
This case demonstrates the importance of timely action and professional representation. With the right help, even large or complex IRS debts can be resolved without drastic consequences.
Why Choose Tax Debt Advisors, Inc.
If you live in Chandler, AZ, or anywhere in the East Valley, and are struggling with unpaid taxes or unfiled returns, Tax Debt Advisors, Inc. is ready to help. Here’s why thousands of Arizona residents have trusted Scott Allen EA for their IRS resolution needs:
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Family-Owned and Operated: Proudly serving Arizona for over four decades.
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Local Expertise: Deep familiarity with Phoenix-area IRS offices and procedures.
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Proven Results: Hundreds of successful resolutions, including payment plans, offer in compromise settlements, and audit reconsiderations.
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Full-Service Representation: From unfiled tax returns to negotiating final settlements, every step is handled in-house.
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Free Initial Consultation: No upfront cost to review your case and determine the best path forward.
When searching for “IRS payment plan Chandler AZ”, you’ll find many national firms making lofty promises. Few can match the experience, reputation, and local dedication of Tax Debt Advisors, Inc.
Schedule Your Free Consultation Today
If you are tired of the stress, uncertainty, or embarrassment that comes with tax problems, take the first step toward peace of mind. Scott Allen EA offers a free, no-obligation consultation to discuss your unique IRS situation.
You’ll receive an honest evaluation and a clear explanation of your resolution options—whether that’s an IRS payment plan, a settlement, or another strategy.
Contact Tax Debt Advisors, Inc. today to schedule your appointment:
📍 3155 E Southern Ave, Suite 101
Mesa, AZ 85204
📞 (480) 926-9300
Financial freedom is closer than you think. As Christopher’s story shows, with the help of a trusted local professional, you can take control of your tax situation and move forward with confidence.
Whether you’re exploring Chandler’s scenic bike trails, enjoying a family barbecue at Tumbleweed Park, or simply planning for a brighter financial future, let Scott Allen EA help you resolve your IRS challenges—so you can enjoy all that Arizona life has to offer, free from the burden of tax debt.
Tax Debt Advisors, Inc. — Local. Trusted. Proven.











