If a Tempe Arizona IRS tax lien was filed before you filed for bankruptcy, the lien will survive the bankruptcy and still be attached to your home. If you have no equity in your home, now is the time to apply to have the Tempe AZ IRS lien released. The IRS will require a certified appraisal. Once the lien has been removed you can sell your home later when hopefully it has appreciated in value. Waiting until you have equity will be too late. You will be required to pay off the tax lien after the mortgage has been paid off. Call Scott Allen E.A. at 480-926-9300 to schedule a free consultation to determine what options you have on your tax lien and you own a home.