Regular Post
Written by Scott Allen

Glendale AZ IRS Tax Relief Advocate

Navigating Back Tax Liabilities: How a Glendale AZ IRS Tax Relief Advocate Secures Financial Resolution

Facing a mounting federal tax liability is one of the most stressful financial situations an individual or business owner can experience. The Internal Revenue Service (IRS) possesses extraordinary collection powers, ranging from automated statutory liens to aggressive levies targeting wages, bank accounts, and personal assets. For taxpayers residing in the West Valley, securing a dedicated, local Glendale AZ IRS tax relief advocate is often the critical turning point in transforming an unmanageable financial crisis into a structured, fully compliant resolution plan.

Tax Debt Advisors Inc., a premier family-owned tax resolution firm serving Arizona communities since 1977, specializes in providing this essential advocacy. Led by Scott Allen, EA (Enrolled Agent), the firm consistently represents taxpayers who have fallen behind on their federal compliance obligations. By combining intensive technical knowledge of the Internal Revenue Manual (IRM) with a personal, solution-oriented approach, Scott Allen, EA works tirelessly to shield his clients from aggressive enforcement actions while constructing sustainable negotiation frameworks with the federal government.

The Critical Importance of Local Advocacy: A Real-World Success Story

To understand the practical impact of engaging a seasoned Glendale AZ IRS tax relief advocate, one can look to a recent case successfully handled by Scott Allen, EA for his client, Tim. Tim discovered himself facing a severe tax vulnerability regarding his Form 1040 individual income tax return for the tax period ending December 31, 2023. Unpaid back tax debt quickly compounds due to failure-to-file penalties, failure-to-pay penalties, and daily compounding statutory interest, rendering the total balance due seemingly impossible to resolve without professional intervention.

Recognizing the urgency of his situation, Tim reached out to Scott Allen, EA to serve as his direct representative and advocate before the IRS. Upon taking the case, Scott Allen, EA immediately established formal representation, effectively routing all communications away from Tim’s home and directly into the professional office of Tax Debt Advisors Inc. This crucial first step provided Tim with immediate peace of mind, ensuring he would no longer have to endure stressful phone calls or intimidating automated letters from revenue agents.

Case Study Profile: Tim’s IRS Resolution

  • Taxpayer: Tim

  • Authorized Representative: Scott Allen, EA (Tax Debt Advisors Inc.)

  • Tax Form Involved: Form 1040 (Individual Income Tax Return)

  • Tax Period Settled: Year Ending December 31, 2023

  • Negotiation Date: May 29, 2026

  • IRS Acceptance Notice: Letter 1962C (Issued June 09, 2026)

  • Resolution Outcome: Direct Debit Installment Agreement (DDIA) at $750.00 per month

Following a comprehensive review of Tim’s financial profile, compliance status, and historical data, Scott Allen, EA initiated detailed verbal and written negotiations with the IRS. On May 29, 2026, during an intensive administrative conference with the IRS collection division, Scott Allen, EA successfully negotiated a formal resolution for Tim’s back IRS tax debt. The IRS formally codified this agreement in an official IRS Letter 1962C, dated June 9, 2026, confirming the approval of a sustainable, direct debit installment agreement structured at exactly $750.00 per month, scheduled for automated deduction on the 16th of each month.

GLENDALE AZ IRS TAX RELIEF ADVOCATE

GLENDALE AZ IRS TAX RELIEF ADVOCATE

Deconstructing the Direct Debit Installment Agreement (DDIA)

For many struggling individuals, an outright lump-sum payment of back tax debt is an impossibility. In such circumstances, a qualified Glendale AZ IRS tax relief advocate will evaluate structured payment alternatives. While some taxpayers hope for an immediate Offer in Compromise (OIC), the reality of IRS administrative guidelines is that an installment agreement is often the most legally sound, accessible, and protective strategy available depending on a taxpayer’s reasonable collection potential.

Among the various payment structures recognized by the IRS, the Direct Debit Installment Agreement (DDIA) represents an exceptional option for taxpayers who qualify. Under a DDIA, the IRS automatically processes the agreed-upon monthly payment directly from the taxpayer’s designated checking account. This mechanism offers several significant advantages over traditional payment methods:

1. Elimination of User Error and Avoidance of Default Risk

One of the primary reasons standard installment agreements fail is administrative oversight. If a taxpayer forgets to mail a check, experiences a postal delay, or fails to log into the Electronic Federal Tax Payment System (EFTPS) on time, the IRS can quickly issue a notice of intent to default the agreement. A defaulted installment agreement triggers immediate reinstatement fees and exposes the taxpayer once again to active levies and liens. By utilizing a direct debit mechanism, the transaction executes automatically on a specific day each month—such as the 16th, as negotiated in Tim’s case—minimizing the risk of human error.

2. Waiver or Reduction of IRS User Fees

The IRS charges an administrative user fee to establish any payment program. However, federal regulations actively incentivize the use of automated payment channels. Setting up a standard installment agreement via mail or telephone carries a substantially higher administrative fee than a Direct Debit Installment Agreement. For qualifying individuals, choosing the direct debit pathway lowers the upfront friction and keeps more capital in the taxpayer’s pocket.

3. Mitigation of Future Lien Filings

Federal tax liens can severely degrade a taxpayer’s personal creditworthiness, complicate real estate transactions, and impair professional licensing. In many scenarios, a skilled Glendale AZ IRS tax relief advocate can leverage a DDIA configuration to avoid the initial filing of a Notice of Federal Tax Lien, or can petition for a formal tax lien withdrawal once specific criteria are met (such as maintaining a consistent repayment history and staying under certain liability thresholds). This is a vital defensive benefit that an experienced Enrolled Agent can navigate.

The Foundation of Relief: Filing Back Tax Returns

A fundamental rule of federal tax controversy is that the IRS will completely refuse to negotiate any debt settlement, installment agreement, or hardship status unless the taxpayer is in full compliance with their tax filing obligations. The IRS defines a taxpayer as “compliant” when all required tax returns for the past six consecutive years have been accurately prepared and processed.

Scott Allen, EA specializes heavily in the meticulous reconstruction and filing of back tax returns. Many taxpayers fall into non-compliance because they lack organized financial documentation, missing key forms such as W-2s, 1099s, or 1098s. As a seasoned professional, Scott Allen, EA can secure official IRS transcripts and transcripts of account, allowing his team to reconstruct missing tax years with precision. By ensuring that all legal deductions, exemptions, and business expenses are fully accounted for, Scott Allen, EA prevents the IRS from over-assessing a taxpayer’s liability via a harmful Substitute For Return (SFR), which the IRS routinely files when a taxpayer fails to submit their own paperwork.

Why Choose a Local, Family-Owned Arizona Firm?

The tax resolution industry is unfortunately saturated with national “tax relief mills” that make unrealistic promises over television or radio advertisements. These out-of-state entities routinely demand massive, non-refundable upfront retaining fees, only to assign the file to an anonymous, unbacked customer service representative who possesses no intimate knowledge of the taxpayer’s local reality. Often, these national operations fail to deliver results, leaving the taxpayer in a worse financial position than when they started.

In stark contrast, Tax Debt Advisors Inc. stands as a pillar of trust in the local community. Operating as a family-owned business for nearly five decades out of its permanent physical location in Mesa, Arizona, the firm delivers localized, highly personalized representation. When an individual hires Scott Allen, EA, they are securing a direct professional relationship with a credentialed Enrolled Agent who is fully licensed to practice directly before the IRS in all administrative matters. Clients are treated as neighbors rather than numbers, experiencing clear transparency, legal honesty, and realistic strategic options tailored directly to their personal or business financial constraints.

Take the First Step Toward IRS Resolution Today

If you or someone you know is struggling with unfiled back tax returns, outstanding federal liabilities, or threatening letters from the IRS, do not wait until a bank account levy or a wage garnishment takes place. Early intervention is the absolute key to achieving a successful administrative negotiation like the settlement achieved for Tim.

Scott Allen, EA offers a completely free initial consultation to review your circumstances, assess your outstanding compliance needs, and outline a clear, defensive roadmap toward tax resolution. Contact Tax Debt Advisors Inc. today to see how a dedicated Glendale AZ IRS tax relief advocate can restore your financial security and bring your IRS tax problems to a definitive end.

IRS Tax Attorney, IRS Tax lien problems, IRS Tax Payment Plan
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Regular Post
Written by Scott Allen

Tax Help: Glendale AZ IRS SFR Protest

Dealing with the Internal Revenue Service (IRS) is often cited as one of the most stressful experiences an individual can face. The complexity of the tax code, combined with the aggressive collection tactics of the federal government, can leave taxpayers feeling helpless. This is especially true when the IRS files a Substitute for Return (SFR) on a taxpayer’s behalf. However, as one local taxpayer recently discovered, having the right professional representation can turn a financial catastrophe into a manageable resolution.

In a recent success story out of Glendale, Arizona, Scott Allen, EA, of Tax Debt Advisors, successfully navigated a complex IRS SFR protest Glendale AZ case for his client, Adam. Through diligent work and a deep understanding of IRS protocols, Scott Allen was able to reduce Adam’s tax liability from a staggering $117,002.86 down to just $8,782.23—a total savings of over $100,000.

IRS SFR Protest Glendale AZ

IRS SFR Protest Glendale AZ

Understanding the Danger of the IRS Substitute for Return (SFR)

To understand the magnitude of this win, one must first understand what an SFR is. When a taxpayer fails to file a required tax return, the IRS doesn’t simply forget about the debt. Eventually, the IRS will exercise its authority under Internal Revenue Code Section 6020(b) to prepare a return for the taxpayer. This is known as a Substitute for Return.

The problem with an SFR is that the IRS prepares it using only the information reported to them by third parties (like employers via W-2s or banks via 1099s). Crucially, the IRS does not include any deductions, expenses, or credits the taxpayer might be entitled to. They file the return using the “Single” or “Married Filing Separately” status with the standard deduction and zero exemptions. For a taxpayer like Adam, who had significant adjustments that weren’t accounted for, this resulted in an artificially inflated tax bill that reached six figures.

The Case Study: Adam’s $100,000 Turnaround

Adam found himself in a precarious position regarding his 2018 tax year. Because a return had not been filed, the IRS moved forward with an SFR. By the time the IRS finished adding up the tax, failure-to-file penalties, failure-to-pay penalties, and accrued interest, Adam’s “Amount you owed” peaked at $117,002.86.

Facing a debt of that size is life-altering. It can lead to wage garnishments, bank levies, and federal tax liens that destroy credit scores and financial stability. Recognizing he needed expert help, Adam reached out to Scott Allen, an Enrolled Agent (EA) at Tax Debt Advisors in Mesa, serving the greater Glendale area.

The Role of an Enrolled Agent in an IRS SFR Protest Glendale AZ

Scott Allen is an Enrolled Agent, which is the highest credential the IRS awards. Unlike CPAs or attorneys who may specialize in many areas of law or finance, EAs are federally authorized tax practitioners who have technical expertise in the field of taxation and are empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the IRS.

When Adam brought his case to Scott, the strategy was clear: they needed to file a formal IRS SFR protest Glendale AZ. This process involves preparing an original, accurate tax return for the year in question and petitioning the IRS to replace their estimated SFR with the taxpayer’s actual figures.

The Process of Reconsideration

Challenging an IRS-filed return isn’t as simple as just mailing in a late paper return. Once the IRS has assessed a tax via the SFR process, it becomes a legal debt on the books. To change it, Scott Allen had to engage in “Audit Reconsideration” and a formal protest process.

Scott worked closely with Adam to gather the necessary documentation for 2018. They identified:

  • Corrected investment gains and losses.

  • Additional Medicare tax adjustments.

  • Proper penalty abatement criteria.

  • Actual business or personal deductions that the IRS had ignored.

By presenting a comprehensive and professionally prepared return, Scott Allen challenged the IRS’s assessment. The goal of an IRS SFR protest Glendale AZ is to force the IRS to look at the real financial picture rather than the worst-case scenario they created.

The Results: Breaking Down the Savings

The IRS recently issued Notice CP21A to Adam (as seen in the accompanying image), confirming that Scott Allen’s protest was successful. The “Billing Summary” on the notice tells the incredible story of this financial recovery:

  1. Initial Amount Owed: $117,002.86

  2. Decrease in Tax: -$61,117.00

  3. Increase in Credit: -$438.00

  4. Decrease in Failure to File Penalty: -$13,849.87

  5. Decrease in Failure to Pay Proper Estimated Tax Penalty: -$1,749.94

  6. Decrease in Failure to Pay Penalty: -$15,388.75

  7. Decrease in Interest: -$15,677.07

The New Amount Due: $8,782.23

By filing the protest and correcting the record, Scott Allen reduced the debt by $108,220.63. This wasn’t magic; it was the result of knowing exactly how to navigate the IRS’s bureaucratic systems and ensuring that the taxpayer’s rights were protected.

Why You Shouldn’t Handle a Protest Alone

Many taxpayers in Glendale and the surrounding Phoenix metro area attempt to call the IRS themselves to resolve these issues. While the IRS provides a phone number on their notices, the representatives on the other end are tasked with collecting revenue, not necessarily finding ways to lower your bill.

When you hire an expert like Scott Allen, EA, you are putting a shield between yourself and the IRS. Scott understands the nuances of the “Billing Summary.” He knows that when the underlying tax is reduced, the associated penalties and interest must also be adjusted downward. In Adam’s case, the reduction in interest and penalties alone accounted for over $46,000 of the savings.

Moving Forward: Options for the Remaining Balance

Even after a successful IRS SFR protest Glendale AZ, a taxpayer might still owe a balance, as Adam did ($8,782.23). However, moving from a $117k debt to an $8k debt makes the situation “solvable.”

As noted in the IRS correspondence, Scott Allen can further assist clients in navigating the “Options if you can’t pay in full.” These include:

  • Payment Plans (Installment Agreements): Setting up a monthly amount that fits the taxpayer’s budget.

  • Offer in Compromise (OIC): In some cases, settling the remaining debt for even less than what is owed if the taxpayer can prove they have no way to pay it.

  • Currently Not Collectible (CNC) Status: Temporarily delaying collection if the taxpayer is experiencing severe financial hardship.

Tax Debt Advisors: A Legacy of Service in Arizona

Tax Debt Advisors has been a family-owned practice for over 49 years. Scott Allen, EA, has continued the tradition of providing aggressive, honest, and effective representation for taxpayers in Glendale, Mesa, and across Arizona.

The case of Adam is a perfect example of why taxpayers should never accept the IRS’s first “offer” or assessment. If you have received a notice stating the IRS made an adjustment to your account, or if you know the IRS has filed an SFR on your behalf, the clock is ticking. These notices are “Time Sensitive,” and failure to respond within the allotted window (often 30 to 90 days) can result in the loss of your right to protest the debt in Tax Court.

The successful IRS SFR protest Glendale AZ for Adam is a testament to what is possible when you combine taxpayer rights with professional expertise. Reducing a debt by over $100,000 is a life-changing event that allows a taxpayer to breathe again, plan for the future, and sleep at night without the looming shadow of the IRS.

If you are facing a similar situation, don’t wait for the IRS to take your next paycheck. Contact Scott Allen, EA at Tax Debt Advisors today. Let a professional handle the paperwork, the phone calls, and the negotiations.

Visit www.taxdebtadvisors.com to see more success stories or call their office to schedule a consultation. Your financial freedom starts with the decision to fight back with the right expert by your side.

BACK TAX RETURNS, IRS Appeals, IRS Problems, IRS Tax Audits, Tax Debt
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Regular Post
Written by Scott Allen

Do I Need a Glendale IRS Tax Attorney to do a Hardship Offer in Compromise?

Glendale IRS Tax Attorney?

No, this is not a legal matter and you don’t need to hire the first Glendale IRS Tax Attorney you talk to.  However, it will take an IRS resolution specialist who has expertise in applying and getting approval from the IRS to accept your hardship case.  Hardship means that it would cause you to suffer a severe hardship even though you can pay the tax liability.  There must be unusual circumstances before one can expect the IRS to consider the taxpayer a hardship candidate.  For this reason, hardship offers are rare compared to offers based on the ability to pay the full amount of the tax debt.

Some of the valid hardship situations would include:

  • All of the taxpayer’s assets would be required to provide adequate medical care for an illness or physical disability.
  • Payment of the tax debt owed would leave the taxpayer without means to cover necessary living expenses including housing, food, medical care, clothing and utilities.
  • The taxpayer does not have the ability to liquidate or borrow against assets to pay the tax debt.

Sometimes seeking a currently non-collectible status (CNC can provide the same protection needed by the taxpayer.   A CNC status is much easier to get approved by the IRS and is not difficult, in many situations, to be maintained until the statute of limitations for the collection of the taxes owed to the IRS has passed.

May I suggest you contact Scott Allen E.A. who has expertise in these matters and can navigate you towards the best settlement option at the lowest cost to you?  Scott is available for a free consultation at 480-926-9300.  Put your mind at ease and contact Scott Allen E.A. today instead of a Glendale IRS Tax Attorney. Below is an example of Scott Allen EA representing his Client Norman and negotiating all ten years of back taxes owed into a currently non collectible status. Always explore all options avaiable to you before submitting an IRS offer in compromise or any other tax settlement solution.

Glendale IRS Tax Attorney

 

IRS Problems, IRS Tax Attorney, Offer In Compromise, Tax Levy
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Regular Post
Written by Scott Allen

Glendale AZ IRS Tax Attorney or Tax Debt Advisors Inc

Do I Need a Glendale AZ IRS Tax Attorney For Trust Fund Recovery Penalties?

The IRS is very aggressive in trying to collect on Trust Funds associated with payroll taxes withheld from employee’s paychecks.  However, this is not a legal matter and is not considered a criminal act and does not require the services of a Glendale AZ IRS Tax Attorney.  Most employers that do not pay in their payroll tax withholdings are struggling with their business and try to keep the business afloat by “borrowing” these funds with the intent to pay them back at a later date when business improves.

Unfortunately most businesses do not improve enough to pay the taxes with the penalties added.  When the business closes, these taxes are eventually reassigned over to the individual(s) responsible for paying the taxes.  This will include the owners and anyone associated with payment of taxes.

There are two areas of IRS representation work that may be needed with regard to Trust Fund Recovery Penalties.  If you feel that the IRS is unjustified in targeting you for payment of the taxes and penalties, we are able to evaluate your responsibility or lack thereof.  This is usually a black and white matter, but the IRS takes a “shot gun” approach and tries to include as many people without really knowing who is truly responsible.

The second area is making a settlement with the IRS if you are in fact responsible for the payment of the tax and penalties.  There are several options available to settle with the IRS for less than the amount owed, depending on your financial ability to pay.

Scott Allen E.A. has expertise in both areas dealing with Trust Fund Recovery Penalties.  Call Scott today and schedule a free consultation at 480-926-9300 to get an evaluation of what your options are.  Scott Allen E.A. will put your mind at ease knowing that you are facing this serious IRS problem with a professional who has successfully negotiated many favorable settlements with the IRS on Trust Fund Recovery Penalties.

Tax Debt Advisors Inc has successfully work with struggling taxpayers in the 85303, 85308, and 85301 areas of Glendale Arizona.  Before meeting with a Glendale AZ IRS Tax Attorney give me a call to discuss your options with the Internal Revenue Service.

Thanks and make today a great day for you!

Check out a recent success for a tax client in Glendale AZ

Peter was able to get his Trust Fund Recovery Penalties negotiated into one agreement – Currently Not Collectible status.

Glendale AZ IRS Tax Attorney

IRS help by city, IRS Problems, IRS Tax Attorney
2
Regular Post
Written by Scott Allen

Tax Debt Advisors—How do I qualify for Equitable Tax Relief in Glendale AZ?

Glendale AZ Equitable Tax Relief

Equitable tax relief may be available if you do not qualify Separation of Liability Relief.  If you filed correctly and owe IRS taxes on a jointly filed return but you feel that the tax is attributable to your spouse, you can petition the IRS for relief using IRS Form 8857.  To qualify for Glendale AZ equitable tax relief you must prove that considering the facts and circumstances, it would be unfair for the IRS to hold you responsible for the taxes owed.

Scott Allen E.A. of Tax Debt Advisors has the expertise to consult with you about your chances of getting relief of an IRS tax burden in Glendale AZ through the equitable tax relief program.  Tax Debt Advisors has been helping taxpayers since 1977.  Call for a free consultation at 480-926-9300.

IRS Appeals, IRS Problems, Tax Advisor
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Regular Post
Written by Scott Allen

IRS Audit Myth Number 2: By Tax Debt Advisors, Inc of Glendale AZ

IRS Audit Myths Glendale AZ

I know now that I made a mistake on my tax return, but I’m reluctant to amend the error for fear of being audited.—in reality the filing of a correct amended return may reduce the chances of being audited, especially if you omitted reporting income that was also reported to the IRS on your original return.

Most of the amended returns prepared by Scott Allen E.A. of Tax Debt Advisors are not audited—perhaps as many as 95% are processed without any further review by the IRS.  If there is an item being amended that is a red flag for a Glendale AZ IRS audit but it is a correction of an error, the auditor will be much more lenient if you amend the return rather than have the auditor discover the error.  If you desire a free consultation near Glendale AZ regarding how to amend your return(s) call Tax Debt Advisors at 480-926-9300.

 

IRS Problems, IRS Tax Audits, IRS Tax lien problems
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Regular Post
Written by Scott Allen

Call Scott Allen E.A. if you want to reduce Glendale AZ IRS Penalties

Glendale AZ IRS Penalties

Reducing your Glendale Arizona IRS penalties is called IRS penalty abatement.  The IRS gets thousands of letters from taxpayers each year asking the IRS to “please take off the penalties and interest and I will pay the tax.”  These letters are all ignored because they are not sent to the right department and do not provide legitimist reasons for abatement.  These are like letters sent to Santa Clause except the IRS does not send you what you want when it comes to IRS penalty abatement.

The best way to make your arguments why penalties should be removed is with the IRS Appeals Office.  The Appeals Officer will look at your history of filing and paying taxes on time.  If you have a good tax history and have a good reason why you should be granted penalty abatement, the Appeals Officer will give you an impartial decision.  Scott Allen E.A. has the expertise to advise you in advance whether the Appeals Office will give serious consideration to your request.  Scott Allen E.A. offers a free consultation about Glendale AZ IRS Penalties and can be reached at 480-926-9300.

 

IRS Appeals, IRS Problems, Unfiled Tax Returns
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Regular Post
Written by Scott Allen

Scott Allen E.A. can help you with Glendale AZ IRS Debt due to your spouse

Glendale AZ IRS Debt

Many of our Glendale AZ clients find out that their spouse has taken deductions they were not entitled to or under reporting income.  Sometimes this knowledge isn’t apparent until after a divorce and the return(s) are audited by the IRS.  This area is very specialized and depending on the facts and circumstances, you may qualify for relief under the innocent spouse status.

As soon as you become aware of this situation, may I suggest you schedule a free consultation with Scott Allen E.A. near Glendale AZ to see what options are available?  Some options are time sensitive.  For example if you have been divorced or separated for the last year, you have two years to elect for file as married filing separately.  This allows the wife to be taxed on her earnings.  If you have received economic benefit from the underpayment of taxes, you will not qualify as an innocent spouse.

Scott Allen is available for a free Glendale AZ IRS debt consultation.  Call him today at 480-926-9300 to schedule an appointment.  Let Scott make today a great day for you!

www.arizonataxproblems.com

 

IRS Appeals, IRS Problems, Tax Debt
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Regular Post
Written by Scott Allen

How does the IRS administer my tax debt when I file a bankruptcy? From Tax Debt Advisors, Inc.

Filing A Tax Bankruptcy

The IRS will cease all collection action and will transfer your account to its bankruptcy division.  Any tax periods not listed on the bankruptcy petition will not be discharged in bankruptcy.  A STRONG WORD OF CAUTION—bankruptcy attorneys are notorious for not finding out all the tax periods with IRS tax debt.  I will qualify all of your taxes that are dischargeable in bankruptcy by getting transcripts of all IRS tax debt that you will take to our preferred attorney to handle your tax motivated bankruptcy.  You should only do a tax bankruptcy with an attorney.  Do not attempt to do this on your own or use a paralegal.  It is just too important to leave to chance—you only get one.

Scott Allen, E.A. – Tax Debt Advisors, Inc

www.TaxDebtAdvisors.com

 

IRS Problems, Tax Attorney Arizona, Tax Bankruptcy
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