Past Tax Returns Unfiled Gilbert Arizona
From Overwhelmed to Free: How Scott Allen EA Helped Kenneth Resolve His Unfiled Tax Returns and Settle His IRS Debt
Life has a way of piling up — responsibilities, bills, and sometimes, unfiled tax returns. For many Arizona residents, especially those who’ve faced financial hardships, the thought of dealing with years of back taxes can feel impossible. That’s exactly how Kenneth felt before he reached out to Scott Allen EA of Tax Debt Advisors, Inc. in Mesa, Arizona, located just minutes from Gilbert, Arizona.
Kenneth’s story is one of struggle, perseverance, and ultimate relief — thanks to the professional expertise of a local tax resolution specialist who has dedicated his career to helping people climb out from under their IRS burdens.
A Heavy Burden: Years of Unfiled Tax Returns
Kenneth had fallen behind on filing his tax returns for several years. Life had thrown him its share of challenges — unexpected expenses, unstable employment, and the constant stress that comes from trying to make ends meet. Like so many others, he found himself putting off filing one year… then another. Before long, it wasn’t just one or two unfiled tax returns — it was more than a decade’s worth.
When someone has past tax returns unfiled, the IRS doesn’t simply forget. Over time, penalties, interest, and substitute returns (IRS-filed estimates) can create massive tax debts that don’t reflect the taxpayer’s real situation. Kenneth was facing exactly that — the IRS had assessed balances for multiple years, and the amount they claimed he owed exceeded what he could ever hope to pay.
He needed help. And that’s when he contacted Scott Allen EA of Tax Debt Advisors, Inc.
Meeting Scott Allen EA: A Family Company That Understands IRS Problems
Scott Allen EA is part of a family business that has been serving Arizona taxpayers for over 48 years. Based in Mesa and helping clients throughout the East Valley, including Gilbert, Chandler, Tempe, and Queen Creek, Tax Debt Advisors, Inc. has built a reputation for compassion, honesty, and proven results.
When Kenneth met with Scott, he was understandably anxious. The fear of the IRS — the letters, the threats of levies, the uncertainty — had weighed heavily on him for years. But from the first meeting, he felt something different. Scott took the time to listen. There were no judgments, only understanding and a clear plan of action.
Scott explained that the first and most important step was to get Kenneth compliant — that meant preparing and filing all of his past unfiled tax returns. Without that step, no IRS settlement could be negotiated. Scott personally guided Kenneth through gathering his old W-2s, 1099s, and income records using IRS transcripts, ensuring that every return was filed correctly and accurately.
The Power of Compliance: Preparing the Past-Due Tax Returns
For someone in Kenneth’s position, the idea of catching up on more than ten years of tax filings felt overwhelming. But Scott Allen EA broke it down into manageable steps.
Each unfiled year was prepared with precision. Scott made sure to verify every credit and deduction Kenneth was entitled to. Many taxpayers are surprised to learn that the IRS often overstates balances on unfiled years because substitute returns don’t include deductions such as dependents, mortgage interest, or business expenses. By filing the real returns, Kenneth’s tax liability was reduced significantly — a crucial step before any settlement could be negotiated.
Once all the returns were submitted, Kenneth was finally back in “good standing” with the IRS — a requirement before any payment arrangement or hardship status can be approved.
Facing the IRS Debt Head-On
After years of uncertainty, Kenneth finally knew where he stood. The IRS balance, including penalties and interest, was still large — over $125,000 across multiple tax years. But Scott Allen EA knew this wasn’t the end of Kenneth’s story. He had seen similar cases many times before and knew that with the right approach, there was a way to protect Kenneth from aggressive collection actions.
Scott immediately contacted the IRS as Kenneth’s Power of Attorney (POA). That meant all IRS calls, letters, and notices went directly to Scott — not Kenneth. For the first time in years, Kenneth could answer his phone and open his mailbox without fear.
Stopping Levies and Garnishments
Before meeting Scott, Kenneth was living in fear that his wages or bank accounts might be seized. The IRS has the power to issue wage garnishments and bank levies, which can drain accounts and leave taxpayers without enough money to cover basic living expenses.
Once Scott Allen EA stepped in as his representative, those fears were finally put to rest. Scott contacted the IRS’s Automated Collection Division and negotiated a “Currently Not Collectible” (CNC) status for Kenneth. This powerful resolution temporarily halts all IRS collection actions, including garnishments and bank levies, because the IRS agrees the taxpayer cannot currently afford to make payments.
In Kenneth’s case, this decision was life-changing. The IRS officially closed his case as “Currently Not Collectible,” which meant no more collection calls, no more threats, and no more fear of losing his paycheck.
A Settlement That Works
The CNC status wasn’t just a pause button — it was a recognition of Kenneth’s true financial situation. It allowed him to rebuild his life without the IRS breathing down his neck. Scott explained that if Kenneth’s financial condition improves in the future, the IRS may revisit the case. But for now, the debt is not actively collectible — an outcome that provided immediate relief and long-term peace of mind.
This was more than just a tax resolution. It was a turning point. Kenneth could finally focus on moving forward — paying his bills, supporting his family, and rebuilding his financial future.
The Human Side of IRS Resolution
Scott Allen EA knows that behind every IRS notice is a real person with real struggles. Life doesn’t always go as planned. Health problems, job loss, divorce, or economic downturns can derail even the best intentions. The IRS system, however, doesn’t account for the human side — it only sees numbers.
That’s why Scott’s approach is different. As an Enrolled Agent licensed by the IRS, he not only understands the complex tax laws but also brings empathy to every case. His mission is to help clients regain control of their lives — not just settle numbers on a page.
For Kenneth, that meant having someone who didn’t just prepare his tax returns but also fought for him, communicated with the IRS on his behalf, and gave him back something far more valuable than money: peace of mind.
Lessons from Kenneth’s Story: Keep Pressing Forward
Kenneth’s journey with unfiled tax returns and IRS debt is a story of perseverance. Life had knocked him down more than once, but with help and determination, he found his way back.
As Scott Allen EA often tells his clients, “You don’t have to fix everything overnight — you just have to take the next right step.” Filing unfiled tax returns, setting up an agreement with the IRS, and stopping levies are all part of that process. It takes courage to face the problem, but the relief that follows is worth it.
Kenneth’s case is proof that even when life feels heavy and overwhelming, progress is possible. With professional help and a commitment to move forward, financial peace can be restored.
Why Working with a Local Tax Professional Matters
There are countless “tax resolution” companies that advertise nationally, but many operate like call centers. They make big promises but rarely deliver personalized service. That’s not the case with Tax Debt Advisors, Inc., a local family-owned business in Mesa, Arizona, serving clients across Gilbert and the surrounding areas.
When you work with Scott Allen EA, you’re meeting directly with a licensed professional — not a salesperson. Every case is handled personally, with attention to detail and a deep understanding of both tax law and local Arizona taxpayers’ needs.
Scott’s office helps with:
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Past tax returns unfiled in Gilbert, Arizona
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IRS payment plans and settlements
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Currently Not Collectible status
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Wage garnishment and bank levy releases
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Audit representation and penalty abatement
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Filing back taxes for individuals and businesses
No matter how bad your tax situation may seem, Scott has likely seen it before — and helped someone just like you resolve it.
A Fresh Start in Gilbert, Arizona
Today, Kenneth is living proof that even the most intimidating IRS problems can be solved. Thanks to Scott Allen EA, his years of unfiled tax returns are now filed and in order. His IRS debt has been placed into a manageable status, and the constant fear of collections has been lifted.
More importantly, Kenneth learned that financial setbacks don’t define you — what matters is taking that first step toward making things right.
If you’re in Gilbert, Arizona, or anywhere in the East Valley, and you’ve been putting off dealing with past tax returns that remain unfiled, don’t wait for the IRS to catch up to you. Take a page from Kenneth’s story and contact Scott Allen EA at Tax Debt Advisors, Inc. today. Relief might be closer than you think.
Life can be difficult, and tax problems can make it even harder. But as Kenneth’s experience shows, there’s always a way forward. With the right help, a clear plan, and a willingness to act, even the most overwhelming IRS debts can be managed — and peace of mind can be restored.
Scott Allen EA of Tax Debt Advisors, Inc. in Mesa, Arizona continues to help taxpayers throughout Gilbert and beyond resolve their past unfiled tax returns and negotiate successful IRS settlements every day. Because when life gets tough, it’s not about giving up — it’s about pressing forward and taking that next step toward financial freedom.











