Paul’s Mesa AZ IRS Payment Plan Help
IRS Payment Plan Help in Mesa AZ: How Scott Allen, EA Helped Paul Settle His IRS Debt
For taxpayers struggling with back taxes and IRS debt, navigating the complicated world of federal tax resolution can be an overwhelming experience. The IRS doesn’t make the process simple, and without the right help, many individuals find themselves lost in a web of notices, penalties, interest charges, and failed negotiations. Fortunately, for residents in Arizona, IRS payment plan help in Mesa AZ is just a phone call away.
Scott Allen, EA of Tax Debt Advisors, Inc., a family-owned business based in Mesa since 1977, has been a trusted resource for Arizona taxpayers for decades. He recently demonstrated his expertise once again when he successfully represented his client, Paul, in resolving his IRS tax debt through a formal installment agreement.
This blog post shares Paul’s IRS tax story to help other taxpayers understand what they can expect when they hire a knowledgeable representative like Scott Allen, EA for Mesa AZ IRS payment plan help.
Years of Unfiled Tax Returns and Accumulating Debt
When Paul first reached out to Tax Debt Advisors, Inc., he was feeling overwhelmed and unsure of where to begin. He hadn’t filed several years of required federal income tax returns, and as a result, the IRS had assessed balances against him for multiple tax periods. Without accurate returns on file and with accumulating penalties and interest, Paul’s tax debt was growing into a serious financial burden.
Scott Allen, EA became Paul’s IRS Power of Attorney, which allowed him to immediately step in and represent Paul in all matters with the Internal Revenue Service. This crucial step meant that all future communication from the IRS would go through Scott, relieving Paul of the stress of dealing directly with the IRS.
Gathering Records and Assessing the Situation
The first step in helping Paul was obtaining his complete IRS account transcripts and wage & income records. This investigation allowed Scott to see exactly what the IRS had on file for Paul — including tax balances owed, missing tax returns, and substitute-for-returns (SFRs) that the IRS had filed on Paul’s behalf. These SFRs are often inflated, as they do not account for legitimate deductions or credits, resulting in artificially high tax balances.
Once Scott Allen had all the necessary records, he was able to accurately determine which years needed to be filed or amended. With this information in hand, the focus shifted to filing Paul’s back tax returns properly and legally, ensuring that he was taxed fairly and not overcharged by the government.
Filing the Back Tax Returns: Compliance Before Resolution
Before the IRS will negotiate any type of settlement or payment plan, a taxpayer must be in full compliance. This means all required tax returns must be filed. Scott Allen EA worked with Paul to quickly and accurately prepare and submit his back tax returns for the years 2017 through 2024.
This process alone provided some immediate relief to Paul. In many cases, correctly filed returns result in lower tax balances than the substitute returns filed by the IRS. By utilizing all allowable deductions, credits, and exemptions, Scott Allen EA made sure that Paul’s true liability—not the inflated IRS estimate—was being considered for any resolution strategy.
The Resolution: A Customized Installment Agreement
After the back taxes were filed and processed, the IRS issued updated balances for each year. The next step was finding a resolution strategy that aligned with Paul’s current financial situation.
Scott Allen EA conducted a full financial analysis of Paul’s income, expenses, and assets to determine what type of payment plan he could qualify for. Based on this information, Scott submitted a formal proposal to the IRS and successfully negotiated an IRS installment agreement.
On June 27, 2025, the IRS formally accepted the payment plan. According to the official letter received (referenced as IRS LTR 2271C), Paul was approved for an installment agreement of $681 per month, beginning on July 28, 2025. This monthly payment allows Paul to resolve his tax liabilities across multiple tax years, including 2017 through 2024, without being subjected to aggressive IRS collection actions such as wage garnishments, bank levies, or federal tax liens.
This resolution provided much-needed relief and a structured path forward.
Why Hire a Local Professional for IRS Payment Plan Help in Mesa AZ?
Paul’s case is a classic example of why hiring a local, experienced tax representative can make all the difference. Many national tax resolution firms promise the world through flashy advertising but fail to deliver personalized service or local understanding.
Scott Allen EA and Tax Debt Advisors, Inc., based in Mesa, Arizona, offer face-to-face consultations, timely communication, and a commitment to walking clients through each step of the tax resolution process. As a second-generation family business with nearly 50 years of history, they have built their reputation on honesty, integrity, and results.
When seeking IRS payment plan help in Mesa AZ, taxpayers deserve a representative who:
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Is local and available for in-person meetings
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Is a federally licensed Enrolled Agent with years of direct IRS negotiation experience
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Personally handles your case from start to finish (no sales teams or call centers)
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Specializes in resolving back tax issues, audit representation, and IRS payment plans
Scott Allen EA embodies all of these qualities and more.
What Is an IRS Installment Agreement?
An IRS installment agreement is one of the most common resolution strategies for taxpayers who owe back taxes but cannot pay the full balance upfront. It allows individuals to pay their IRS debt in monthly installments over time, based on what they can reasonably afford.
The IRS offers several types of installment agreements, including:
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Guaranteed Installment Agreement (for debts under $10,000)
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Streamlined Installment Agreement (for debts under $50,000)
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Non-Streamlined Agreements (for debts over $50,000, requiring full financial disclosure)
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Partial Payment Installment Agreements (where the total amount paid is less than the full balance due, based on financial hardship)
In Paul’s case, Scott Allen EA was able to negotiate a standard installment agreement based on Paul’s unique financial condition, ensuring that the payment was affordable and sustainable.
Peace of Mind Through Professional Representation
Before hiring Scott Allen EA, Paul was overwhelmed by IRS notices and unsure of how to begin fixing years of back taxes. Now, thanks to professional representation, he is back in compliance, has a structured plan to resolve his debt, and no longer lives in fear of IRS collection actions.
Scott Allen EA gave Paul something that cannot be easily measured—peace of mind.
If You Need IRS Payment Plan Help in Mesa AZ, Start with a Free Consultation
If you’re facing unfiled tax returns, back IRS debt, or aggressive IRS collection actions, don’t wait for the problem to worsen. The sooner you take action, the more options are available to you.
Scott Allen EA of Tax Debt Advisors, Inc. has been helping Arizona taxpayers since 2006 as an Enrolled Agent, and the business itself has been family-owned and operated since 1977. Whether you need help filing back tax returns, protesting an IRS audit, or setting up an installment agreement, Tax Debt Advisors can provide the expert guidance and negotiation skills you need.
For personalized Mesa AZ IRS payment plan help, call Scott Allen EA today at 480-926-9300 to schedule a free initial consultation. Meet face-to-face with the person who will actually represent you—not a salesperson or out-of-state call center. Let Tax Debt Advisors, Inc. put their experience to work for you and get you the resolution and peace of mind you deserve.