Regular Post
Written by Scott Allen

IRS Past Due taxes Owed in Gilbert AZ

Gilbert AZ IRS Past Due Taxes Owed: How Scott Allen EA Helped Jacob Reduce IRS Penalties and Set Up an Affordable Payment Plan

For many taxpayers, discovering that years of unpaid federal taxes have accumulated into a significant IRS balance can be overwhelming. Interest continues to accrue, penalties increase month after month, and the fear of wage garnishments, bank levies, and aggressive IRS collection activity often causes taxpayers to delay taking action. Unfortunately, waiting almost always makes the situation worse.

Fortunately, taxpayers in Gilbert, Arizona have experienced that there is a better solution. Professional IRS representation can often stop collection activity, reduce certain penalties, and negotiate affordable payment arrangements that fit within a taxpayer’s financial circumstances.

One recent example involved Jacob, a Gilbert-area taxpayer who had fallen behind on his IRS obligations. After receiving IRS notices showing a growing balance, he contacted Scott Allen, EA, of Tax Debt Advisors, Inc. for professional representation. Through proper IRS negotiations and experienced tax resolution strategies, Scott successfully reduced substantial IRS penalties and placed Jacob into a manageable IRS payment plan, allowing him to move forward with confidence.

Gilbert AZ IRS Past Due Taxes Owed Can Quickly Become Expensive

Many taxpayers are surprised to learn that the original amount of tax owed is often only part of the problem.

When federal taxes remain unpaid, the IRS generally adds:

  • Failure-to-file penalties
  • Failure-to-pay penalties
  • Daily compounded interest
  • Additional collection notices
  • Possible federal tax liens
  • Potential bank levies
  • Wage garnishments
  • Refund offsets

Over time, these additional charges can dramatically increase the total balance owed.

For residents searching online for Gilbert AZ IRS past due taxes owed, it is important to understand that early professional representation can often prevent the situation from escalating.

Jacob’s IRS Tax Problem

Jacob had accumulated unpaid IRS tax debt that had become increasingly stressful. Like many taxpayers, life circumstances caused him to fall behind, and before long the IRS began sending collection notices demanding payment.

The balance continued to grow because penalties and interest were being added.

Jacob knew he needed professional help before the IRS collection process became even more aggressive.

Instead of attempting to negotiate with the IRS on his own, he contacted Scott Allen EA of Tax Debt Advisors, Inc.

Scott immediately began reviewing Jacob’s IRS account transcripts, prior tax filings, and the notices the IRS had issued. After carefully evaluating the account, Scott determined there were opportunities to significantly improve Jacob’s situation.

Professional IRS Representation Makes a Difference

One of the biggest advantages of hiring an Enrolled Agent is that the taxpayer no longer has to face the IRS alone.

After Jacob signed IRS Form 2848 Power of Attorney, Scott Allen became authorized to communicate directly with the IRS on Jacob’s behalf.

This accomplished several important objectives:

  • IRS communications were directed through Scott.
  • Jacob no longer had to negotiate with IRS representatives himself.
  • Scott obtained complete IRS account information.
  • Collection options could be evaluated professionally.
  • Penalty relief opportunities could be identified.
  • Affordable payment options could be negotiated.

Having an experienced tax professional involved often results in significantly better outcomes than attempting to resolve complex IRS matters without representation.

Reviewing the IRS Assessment

After reviewing Jacob’s IRS account, Scott determined that a substantial portion of the balance consisted of IRS penalties rather than actual tax.

Many taxpayers are unaware that certain IRS penalties may qualify for reduction or removal depending upon the circumstances.

Scott carefully analyzed Jacob’s account history and determined that penalty relief could substantially reduce the amount Jacob ultimately owed.

This became a key part of the overall resolution strategy.

Successfully Reducing IRS Penalties

One of the most valuable aspects of professional IRS representation is identifying opportunities to reduce unnecessary penalties whenever the law allows.

Scott prepared and presented the appropriate information to the IRS requesting penalty relief.

The IRS ultimately agreed to significantly reduce Jacob’s assessed penalties.

As shown in the IRS Notice CP22A, the IRS made important adjustments to Jacob’s account, including:

  • Original balance exceeding $40,000
  • Failure-to-file penalties reduced by more than $26,000
  • Interest adjustments also applied
  • Remaining balance reduced to approximately $13,700

This dramatic reduction illustrates how experienced IRS representation can produce meaningful financial savings when appropriate relief provisions apply.

Instead of facing over $40,000 in IRS debt, Jacob’s balance was reduced to a far more manageable amount.

Gilbert AZ IRS Past Due Taxes Owed

Gilbert AZ IRS Past Due Taxes Owed

Creating an Affordable IRS Payment Plan

Even after the penalty reduction, Jacob still owed the remaining tax liability.

Rather than requiring full payment immediately, Scott negotiated an IRS installment agreement that allowed Jacob to pay the remaining balance through affordable monthly payments.

An IRS payment plan provides several important advantages:

  • Monthly payments fit within the taxpayer’s budget.
  • Collection pressure is greatly reduced.
  • Taxpayers avoid scrambling to pay a large lump sum.
  • Compliance becomes much easier.
  • Financial stability improves.

For many taxpayers facing Gilbert AZ IRS past due taxes owed, an installment agreement represents one of the most practical solutions available.

Why IRS Payment Plans Are Often the Best Solution

Many taxpayers believe the IRS expects immediate payment of the full balance.

In reality, the IRS understands that many taxpayers cannot pay their tax debt all at once.

If the taxpayer qualifies, an installment agreement allows payments to be spread over time.

Scott Allen works with clients to determine the payment option that best fits their financial circumstances while maintaining compliance with IRS requirements.

A properly negotiated payment plan can prevent more aggressive IRS collection actions while giving taxpayers realistic monthly payments they can comfortably afford.

The Value of Hiring an Enrolled Agent

An Enrolled Agent (EA) is federally licensed by the U.S. Department of the Treasury and authorized to represent taxpayers before the Internal Revenue Service.

Unlike many tax preparers, an EA has unlimited representation rights before the IRS.

Scott Allen EA routinely assists clients with:

  • IRS payment plans
  • Penalty abatement requests
  • IRS collection notices
  • Wage garnishment issues
  • Bank levy resolutions
  • Back tax filings
  • IRS account transcript analysis
  • Tax lien issues
  • IRS negotiations
  • Collection alternatives

Having an experienced professional who understands IRS procedures often makes the resolution process far less stressful.

Common Reasons Taxpayers Fall Behind

Jacob’s situation is far from unusual.

Many hardworking taxpayers find themselves behind with the IRS because of circumstances beyond their control.

Common reasons include:

  • Loss of employment
  • Self-employment income without estimated tax payments
  • Medical emergencies
  • Divorce
  • Business losses
  • Financial hardship
  • Late tax filings
  • Unexpected tax balances
  • Payroll withholding issues

Regardless of the reason, the important thing is taking action before the IRS collection process becomes more serious.

The IRS Collection Process

When taxes remain unpaid, the IRS generally follows a progression of collection efforts.

This often includes:

  1. Balance due notices
  2. Additional reminder notices
  3. Collection letters
  4. Final Notice of Intent to Levy
  5. Federal tax lien filings
  6. Wage garnishments
  7. Bank levies
  8. Seizure actions in severe cases

Professional representation early in this process often provides the greatest number of resolution options.

Why Waiting Usually Costs More

Every month an IRS balance remains unpaid, additional interest generally continues to accrue.

In many cases, penalties continue increasing as well.

The longer taxpayers wait:

  • Balances grow larger.
  • Collection actions become more likely.
  • Resolution becomes more expensive.
  • Financial stress increases.

Jacob made the right decision by seeking professional assistance before the situation became even worse.

Tax Debt Advisors, Inc. Provides Personalized IRS Solutions

Every taxpayer’s IRS situation is different.

Scott Allen does not believe in one-size-fits-all solutions.

Instead, each client’s financial situation is carefully reviewed before recommending an IRS resolution strategy.

Possible solutions may include:

  • Installment agreements
  • Penalty abatement
  • Currently Not Collectible status
  • Offer in Compromise (when appropriate)
  • IRS account corrections
  • Collection appeals
  • Tax return preparation
  • IRS representation

Jacob’s case demonstrated that significant penalty reductions combined with an affordable payment plan provided the most practical solution.

Peace of Mind After IRS Resolution

One of the greatest benefits Jacob experienced was peace of mind.

Instead of worrying about growing IRS debt every day, he knew:

  • His IRS account had been professionally reviewed.
  • Penalties had been substantially reduced.
  • Monthly payments were affordable.
  • He had a clear plan moving forward.
  • IRS communications were handled professionally.

This allowed him to focus on his family, career, and financial future instead of constantly worrying about IRS collection activity.

Searching for Gilbert AZ IRS Past Due Taxes Owed?

If you are searching online for Gilbert AZ IRS past due taxes owed, you do not have to face the IRS alone.

Whether you owe taxes from one year or multiple years, professional representation can often identify opportunities to reduce penalties, negotiate manageable payment arrangements, and help you regain control of your finances.

As Jacob’s successful case demonstrates, seeking experienced representation early can make a substantial difference. By working with Scott Allen EA of Tax Debt Advisors, Inc., Jacob was able to reduce significant IRS penalties, lower his overall balance from more than $40,000 to approximately $13,700, and resolve the remaining liability through a simple and affordable IRS payment plan.

Every IRS case is unique, but with knowledgeable representation, many taxpayers discover there are more options available than they initially realized. If you are struggling with Gilbert AZ IRS past due taxes owed, professional guidance may help you resolve your IRS tax debt, minimize unnecessary penalties, and create a realistic path toward becoming financially secure again.

IRS Problems, IRS Tax Payment Plan, IRS Wage Garnishment, Tax Debt
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Regular Post
Written by Scott Allen

Kathleen’s Gilbert AZ IRS Agreement

Your Back Taxes: How to Secure a Gilbert AZ IRS Agreement

Dealing with the Internal Revenue Service is a burden that weighs heavily on any taxpayer. The constant flow of notices, the accrual of interest, and the looming threat of levies can make it feel like there is no light at the end of the tunnel. For residents in the East Valley, finding a local, reliable solution is paramount. This is the story of Kathleen, a taxpayer who found herself facing significant back taxes and how she secured a Gilbert AZ IRS agreement through the professional intervention of Scott Allen, EA, at Tax Debt Advisors Inc.

The Complexity of IRS Back Taxes

Tax debt is rarely a simple issue. It often spans multiple years, involving different tax laws, varying penalty rates, and complex financial reporting. In Kathleen’s case, her debt was not a one-year oversight; it involved tax periods ending in 2015, 2016, 2017, 2018, and 2024. When a taxpayer owes for nearly a decade of intermittent filings, the IRS becomes increasingly aggressive in its collection efforts.

Kathleen knew she couldn’t navigate this alone. The sheer volume of paperwork and the high stakes of negotiating with a federal agency required a level of expertise that goes beyond basic tax preparation. She needed a representative—someone who could speak the language of the IRS and advocate for her based on her unique financial reality.

Why Scott Allen, EA is the Choice for Gilbert Taxpayers

In an industry often crowded with large, national “tax resolution” firms that treat clients like numbers, Tax Debt Advisors Inc. stands apart as a family-owned and operated business. Based in Mesa and serving the surrounding Gilbert area, the firm provides a level of personal service that is becoming increasingly rare.

One of the most critical aspects of Tax Debt Advisors Inc. is the direct involvement of the owner. All tax work is done by Scott Allen, EA. Furthermore, all representation work is done by Scott Allen, EA. When a client hires the firm, they aren’t being passed off to a junior associate or an out-of-state call center. They are working directly with Scott Allen, an Enrolled Agent with the experience and authority to represent taxpayers before the IRS.

The Negotiation Process: Securing Kathleen’s Future

When Kathleen approached Scott Allen, her goal was simple: stop the collection calls and find a monthly payment she could actually afford.

The IRS is not naturally inclined to offer low monthly payments. Their goal is to collect the full amount as quickly as possible. However, the law allows for “Installment Agreements” based on a taxpayer’s actual “ability to pay.” This is where the skill of an Enrolled Agent becomes invaluable. Scott Allen meticulously reviewed Kathleen’s financial situation, including her income, necessary living expenses, and assets.

By presenting a comprehensive and accurate financial profile to the IRS, Scott was able to negotiate on Kathleen’s behalf via a telephone conference on December 16, 2025. The result was a victory for Kathleen: an IRS installment agreement of just $370.00 per month, beginning January 20, 2026.

Kathleen's Gilbert AZ IRS Agreement

Kathleen’s Gilbert AZ IRS Agreement

Breaking Down the Gilbert AZ IRS Agreement

The letter received by Kathleen (Letter 2271C) outlines the specific terms Scott Allen, EA negotiated. Understanding these terms is vital for any taxpayer looking for a similar Gilbert AZ IRS agreement.

  1. Consolidation of Debt: The agreement covers five different tax periods. Instead of having five different collection actions against her, they are all rolled into one manageable plan.

  2. Affordability: The $370 monthly payment was calculated based on Kathleen’s current financial circumstances. This prevents the “default” scenario where a taxpayer agrees to a high payment they cannot sustain, only to have the agreement fail a few months later.

  3. Stability: As long as Kathleen makes her payments by the 20th of each month and stays current on future filings, the IRS will not take enforcement action like garnishing her wages or seizing her bank accounts.

  4. Periodic Review: The IRS reserves the right to review the agreement every two years. This is standard, but with Scott Allen, EA by her side, Kathleen has a representative ready to update her financial information and defend her agreement should her circumstances change.

The Importance of Enrolled Agent Representation

Many people wonder what makes an Enrolled Agent (EA) different from a standard tax preparer. An EA is a federally authorized tax practitioner who has technical expertise in the field of taxation and is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service.

For taxpayers in Gilbert, AZ, hiring an EA like Scott Allen means having someone who understands the Internal Revenue Manual (IRM)—the “playbook” that IRS revenue officers must follow. Because all representation work is done by Scott Allen, EA, clients can rest assured that their case is being handled by a professional who knows exactly which programs and codes to cite to get the best possible outcome.

Life After the IRS Agreement

For Kathleen, the arrival of the IRS letter was a moment of immense relief. The uncertainty was gone. She now has a clear path forward. She knows exactly what she owes and exactly what she needs to pay each month to keep the IRS at bay.

This level of peace of mind is what Scott Allen, EA strives to provide for every client. By taking over the communication with the IRS, Scott removes the emotional burden from the taxpayer. Kathleen no longer had to fear picking up the phone or opening the mail.

Why Gilbert Residents Choose Tax Debt Advisors Inc.

If you are a resident of Gilbert, AZ, and you are struggling with back taxes, you don’t have to look toward a massive firm in another state. The help you need is right here in your backyard.

  • Local Expertise: Scott Allen understands the local economy and the specific needs of Arizona taxpayers.

  • Direct Access: You talk to the man doing the work. There are no middle-men.

  • Proven Results: As seen in Kathleen’s case, Scott Allen has a track record of negotiating favorable terms that reflect the taxpayer’s true financial capacity.

  • Family Owned: Tax Debt Advisors Inc. operates with a level of integrity and personal care that only a family business can provide.

Taking the First Step Toward Your Own IRS Settlement

The IRS does not ignore tax debt, and unfortunately, the problem only grows more expensive the longer it sits. Penalties and interest continue to compound daily. The best time to address an IRS problem was yesterday; the second best time is today.

Kathleen’s story is a testament to the fact that even if you owe for multiple years, there is a way out. You do not have to be a victim of IRS collection tactics. With the right representation, you can secure a Gilbert AZ IRS agreement that protects your assets and fits your budget.

If you are currently overwhelmed by tax debt, remember: if you need help with IRS problems, Scott Allen, EA can represent you too. He has the experience to navigate the bureaucracy, the skills to negotiate the settlement, and the dedication to see your case through to a successful resolution.

Contact Scott Allen, EA Today

Don’t let the IRS dictate your financial future. Follow in Kathleen’s footsteps and put a professional in your corner. Whether you need an installment agreement, an offer in compromise, or help with unfiled tax returns, Tax Debt Advisors Inc. is ready to help.

Tax Debt Advisors Inc. Owned and Operated by Scott Allen, EA Serving Gilbert, Mesa, and the entire Phoenix Metro area.

IRS Problems, IRS Tax Attorney, IRS Tax Payment Plan, Tax Debt, Unfiled Tax Returns
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Regular Post
Written by Scott Allen

A 2025 Gilbert AZ IRS Settlement

Gilbert Arizona IRS Settlement Success Story: How Scott Allen EA Helped Donald Resolve Over $100,000 in IRS Debt

Tax problems can quickly snowball into overwhelming financial burdens, especially when back tax returns are left unfiled and IRS notices start to pile up. For many individuals facing significant tax liabilities, it can feel like there is no way out. That was exactly the situation Donald found himself in—until he turned to Scott Allen, EA of Tax Debt Advisors, Inc. in Mesa, Arizona.

With decades of experience helping Arizona taxpayers resolve IRS problems, Scott Allen EA was able to provide Donald with the guidance, representation, and expertise he desperately needed. This is a true story about how Scott Allen EA successfully represented Donald, filed multiple years of back tax returns, and negotiated a “Currently Not Collectible” (CNC) status on over $102,000 in IRS debt—an impressive Gilbert Arizona IRS settlement outcome.

Years of Unfiled Tax Returns and Mounting IRS Debt

Donald, a resident of Gilbert, Arizona, had not filed his federal income tax returns for several years, specifically from 2012 through 2017. Life had thrown him some curveballs, and before he knew it, one unfiled tax return had turned into several. With penalties and interest accruing year after year, the IRS eventually assessed over $102,824.73 in back taxes, penalties, and interest.

He began receiving increasingly urgent IRS letters and notices, including potential collection actions. Feeling the pressure and not knowing where to start, Donald reached out to Tax Debt Advisors, Inc., a family-owned and locally operated business serving Arizona taxpayers since 1977.

A Local Solution: Why Donald Chose Tax Debt Advisors, Inc.

When dealing with something as serious as IRS debt, choosing the right representation is critical. Donald did his homework and ultimately decided to work with Scott Allen EA, an Enrolled Agent licensed to represent taxpayers before the IRS. Scott Allen is the owner and operator of Tax Debt Advisors, Inc., located in Mesa, Arizona.

What made Scott stand out to Donald was his local presence, hands-on approach, and personalized service. Unlike out-of-state firms and national call centers, Scott Allen meets with his clients face-to-face, walks them through every step of the process, and remains their direct point of contact throughout.

This level of service is why so many individuals in need of a Gilbert Arizona IRS settlement turn to Scott Allen EA for help.

The Resolution Process: Step-by-Step

Helping Donald resolve his IRS debt was not a one-step process. It required multiple coordinated actions, professional expertise, and in-depth knowledge of IRS procedures.

1. Filing All Back Tax Returns

The first step was to bring Donald into full compliance with the IRS. Before any negotiation or settlement could be considered, Scott Allen EA had to review and/or file Donald’s back tax returns for the following years:

  • 2012

  • 2013

  • 2014

  • 2015

  • 2016

  • 2017

This was no small task. Each year that needed filing required gathering income documents, determining any credits or deductions, and reconstructing financial records where necessary. Scott Allen and his team guided Donald through this process efficiently, ensuring accuracy and completeness for each year filed.

2. Reviewing the Total Liability

After all the tax returns were submitted and processed, the IRS finalized the total amount Donald owed: $102,824.73. This amount included accrued interest and penalties up to June 2025. With the total balance established, Scott could now determine the best resolution strategy.

3. Financial Analysis and Representation

Scott Allen EA conducted a thorough financial analysis of Donald’s current situation. This included his income, necessary living expenses, assets, and liabilities. Based on this evaluation, it became clear that Donald was not in a position to make monthly payments on this debt.

With this documentation, Scott submitted a proposal to the IRS requesting that Donald be placed into a Currently Not Collectible (CNC) status.

What Is Currently Not Collectible (CNC) Status?

Currently Not Collectible is an IRS program that protects taxpayers who are unable to pay their IRS debt due to financial hardship. When someone is placed in CNC status, the IRS:

  • Ceases all collection activities

  • Stops wage garnishments or bank levies

  • Does not require monthly installment payments

The debt is not erased, but it is essentially put on pause. The IRS acknowledges that trying to collect from the taxpayer would create undue financial hardship.

In Donald’s case, Scott Allen EA successfully demonstrated that his client was financially unable to pay anything towards the $102,000+ balance. As a result, the IRS granted CNC status as of June 2, 2025.

This was confirmed in the official IRS letter dated June 11, 2025, which stated:

“Case Closed – Currently Not Collectible”

This is one of the most favorable outcomes a taxpayer can receive when facing an overwhelming IRS debt.

What Happens Next?

Although Donald’s debt is still technically owed, he no longer faces aggressive IRS collection efforts. He will receive an annual reminder notice from the IRS, but he won’t have to make any payments unless his financial situation improves.

Additionally, Scott Allen EA advised Donald on how to:

  • Stay compliant by filing future tax returns on time

  • Avoid triggering future audits or penalties

  • Monitor changes to his income that might affect his CNC status

If Donald’s financial condition remains the same, the 10-year IRS statute of limitations may eventually expire, meaning the IRS could permanently forgive the debt.

The Importance of Local Representation

One of the key takeaways from Donald’s story is the importance of working with a local IRS tax resolution expert. In an era where national firms and TV ads promise miracle tax solutions, many people get burned by high fees, impersonal service, and empty promises.

Scott Allen EA offers a different approach. As a local Enrolled Agent operating from Mesa, Arizona, he has built a strong reputation for personalized service and honest tax resolution strategies. His office has helped thousands of Arizona taxpayers just like Donald find relief through solutions like:

  • Currently Not Collectible status

  • Offer in Compromise

  • Installment Agreements

  • Penalty Abatement

  • Audit Representation

For those searching for an IRS settlement in Gilbert Arizona , there is no better choice than Tax Debt Advisors, Inc. and Scott Allen EA.

Donald’s story is more than just a case study—it’s a message of hope for anyone in Arizona facing IRS tax problems. With the right help, even six years of unfiled tax returns and over $100,000 in debt can be resolved into a non-collectible status with no monthly payments.

Gilbert Arizona IRS Settlement

If you or someone you know is overwhelmed by IRS debt, consider the local expertise of Scott Allen EA. Located in Mesa and serving all of the East Valley—including Gilbert, Chandler, Queen Creek, and Tempe—Scott offers the hands-on help that national firms simply can’t match.

To schedule a free consultation, call Tax Debt Advisors, Inc. today at (480) 926-9300 or visit www.taxdebtadvisors.com.

IRS Problems, IRS Tax Attorney, Tax Debt, Unfiled Tax Returns
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Written by Scott Allen

Resolve over $380,000 of Gilbert AZ IRS Debt

Resolving Over $380,000 in IRS Debt: How Scott Allen EA of Tax Debt Advisors, Inc. Helped One Arizona Taxpayer Get a Fresh Start

When faced with overwhelming IRS debt, many taxpayers feel like there’s no way out. Collection notices, wage garnishments, and levies can make daily life feel like a financial prison. Fortunately, for those in Gilbert, Arizona, there’s a reliable, family-owned business that’s been helping individuals resolve their tax problems since 1977—Tax Debt Advisors, Inc., led by Scott Allen, EA.

One recent success story involves a client named Darrell, who owed the IRS more than $380,000 for multiple years of unpaid taxes. Through a personalized approach, expert tax resolution strategies, and an in-depth understanding of IRS procedures, Scott Allen successfully negotiated a “Currently Not Collectible” (CNC) status on Darrell’s behalf, essentially halting all IRS collection activity.

This case not only highlights the complexity of large IRS debts but also the value of working with a seasoned local expert. Here’s how it all unfolded—and what others struggling with tax debt can learn from Darrell’s journey.

The Client: Darrell’s IRS Nightmare

Darrell, a taxpayer residing in Gilbert, Arizona, was facing IRS collections for unpaid taxes across 14 separate tax years, dating from 2009 through 2022. His tax debt ballooned to $381,962.32, including back taxes, interest, and penalties. For years, the IRS had the power to garnish his wages, seize his bank accounts, and intercept any potential federal refunds.

After countless sleepless nights, Darrell decided it was time to take action. He made a call that would change the trajectory of his financial life—he contacted Tax Debt Advisors, Inc. and spoke with Scott Allen, EA.

The Resolution: Currently Not Collectible (CNC) Status

Following a detailed financial analysis and submission of necessary documentation, Scott Allen was able to secure a Currently Not Collectible (CNC) determination from the IRS on Darrell’s behalf. This is a crucial IRS designation for taxpayers who cannot afford to make payments on their tax debt without causing significant financial hardship.

What is Currently Not Collectible (CNC)?

When the IRS places an account into Currently Not Collectible status, they essentially pause all collection efforts, including:

  • Wage garnishments

  • Bank levies

  • Property seizures

  • Collection letters and phone calls

However, this does not mean the debt disappears. The IRS continues to assess penalties and interest, and any future tax refunds may still be intercepted. But most importantly, CNC status gives taxpayers breathing room and prevents further damage to their financial stability.

In Darrell’s case, this status was not granted lightly. The IRS conducted a thorough review of his income, assets, and necessary living expenses. Scott Allen, using his decades of experience, strategically prepared and submitted a financial hardship package that proved Darrell’s inability to pay.

The Value of Local Expertise

Darrell’s success story is a testament to the importance of choosing a trusted, local tax professional rather than falling victim to misleading advertisements from out-of-state tax resolution firms.

Why Choose Tax Debt Advisors, Inc.?

  • Local Family-Owned Business Since 1977: Tax Debt Advisors, Inc. has been serving the East Valley—including Gilbert, Chandler, Mesa, and Tempe—for nearly 50 years. Founded by the Allen family, the business is now led by Scott Allen, EA, an Enrolled Agent licensed by the IRS to represent taxpayers in all 50 states.

  • One-on-One Personalized Service: Unlike national firms that treat clients like just another case number, Scott Allen meets face-to-face with each client to thoroughly evaluate their situation and tailor the best solution.

  • No Gimmicks, No Pressure: Many national firms charge thousands of dollars upfront, promising unrealistic “pennies on the dollar” settlements. Scott Allen offers an honest assessment and clear expectations—no hidden fees or false promises.

  • Experience You Can Trust: Having resolved thousands of IRS problems for Arizona residents, Scott knows the ins and outs of the IRS bureaucracy and how to navigate it effectively.

Beware of Out-of-State “IRS Help” Firms

Taxpayers seeking IRS debt help in Gilbert, Arizona are often targeted by aggressive marketing from national tax relief companies. These firms may appear professional on the surface, but many are notorious for:

  • Making false guarantees of settlements

  • Overcharging clients

  • Outsourcing cases to inexperienced staff

  • Failing to provide local, personalized support

  • Disappearing once the retainer is paid

Darrell, like many others, had seen these ads but wisely chose a local expert. His choice paid off.

If you’re considering hiring someone to help with IRS debt, ask yourself:

  • Can I meet this person face-to-face?

  • Do they have a physical office in Arizona?

  • Are they licensed to represent me before the IRS?

  • Do they have a track record of success in my community?

With Tax Debt Advisors, Inc., the answer to all those questions is a resounding yes.

IRS Debt and Unfiled Returns: A Common Combination

Many clients, like Darrell, not only have IRS debt but also unfiled tax returns. The IRS won’t consider any type of resolution—whether it’s a payment plan, offer in compromise, or CNC status—until all missing returns are filed.

Scott Allen, EA and his team at Tax Debt Advisors, Inc. offer complete support, including:

  • Filing past-due returns

  • Verifying IRS transcripts for accuracy

  • Identifying overstated IRS balances

  • Determining the best course of action (payment plan, CNC, or settlement)

They specialize in helping Gilbert, Arizona residents clean up years of IRS mess and get a fresh financial start.

A Brighter Future for Darrell

Although Darrell still technically owes the IRS $381,962.32, he now lives free from the daily pressure of aggressive collections. With his account placed into Currently Not Collectible status, he has time to rebuild his finances and focus on his future.

Under IRS rules, if the statute of limitations on collection expires (typically 10 years from the date of assessment) while in CNC status, the debt may eventually be wiped out. Until then, Darrell remains in compliance and in control—thanks to the expert guidance of Scott Allen and the team at Tax Debt Advisors, Inc. See his IRS settlement approval below.

Help with Gilbert AZ IRS Debt

Help with Gilbert AZ IRS Debt

Final Thoughts: Help is Closer Than You Think

If you or someone you know is struggling with IRS debt or unfiled tax returns, don’t wait for the IRS to take action. Help is available—and it’s right here in your backyard.

Scott Allen EA of Tax Debt Advisors, Inc. offers a no-cost initial consultation to assess your situation. Whether it’s negotiating a payment plan, filing years of back taxes, or securing a Currently Not Collectible status like Darrell’s, Scott is here to help.

Contact Tax Debt Advisors, Inc. Today

Location:
3155 E Southern Ave Ste 101
Mesa, AZ 85204-5520

Phone: (480) 926-9300
Website: www.TaxDebtAdvisors.com

Don’t Face the IRS Alone

Choose a local expert with nearly five decades of experience helping Arizona families just like yours. Choose Tax Debt Advisors, Inc. 480-926-9300

BACK TAX RETURNS, IRS Levy, IRS Problems, IRS Tax lien problems, Tax Debt
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Regular Post
Written by Scott Allen

Opting for Scott Allen EA Over a Gilbert, AZ IRS Tax Attorney

The Wise Choice: Opting for Scott Allen EA Over a Gilbert, AZ IRS Tax Attorney

In the realm of taxation and financial matters, individuals often find themselves navigating a labyrinth of complex rules and regulations. As taxpayers strive to fulfill their obligations while maximizing their benefits, the choice of a tax professional becomes crucial. This blog delves into the compelling reasons why taxpayers should consider enlisting the expertise of Scott Allen EA rather than a Gilbert, AZ IRS Tax Attorney.

A Comprehensive Understanding of Taxation

Scott Allen EA’s profound knowledge of tax codes and regulations stands as a testament to his proficiency in the field. With years of dedicated experience as an Enrolled Agent, he has demonstrated an in-depth understanding of tax law and its intricate nuances. His firm Tax Debt Advisors, Inc has been solving IRS problems since 1977. This comprehensive grasp enables him to provide tailored solutions for a wide range of tax-related concerns. While an IRS Tax Attorney may possess legal acumen, Scott Allen’s specialized focus on taxation equips him to offer more specific and effective guidance. And to be honest 99% of IRS problems arent legal matters that require a Gilbert AZ IRS tax attorney.

 

Dedicated Expertise

The specialization Scott Allen EA brings to the table is further accentuated by his commitment to continuous professional development. Taxation is an ever-evolving landscape, and Scott ensures that he remains at the forefront of industry trends and legislative updates. This dedication to staying informed guarantees that his clients receive advice based on the latest regulations and potential opportunities. This level of dedication may not always be a hallmark of Gilbert, AZ IRS Tax Attorneys, who may have broader legal portfolios to manage.

Personalized Approach

One of the key differentiators of Scott Allen EA is his personalized approach to client service. Each taxpayer’s situation is unique, and Scott understands the importance of tailoring his strategies to individual circumstances. Through thorough assessments and in-depth consultations, he crafts solutions that align with clients’ financial goals and compliance needs. While an IRS Tax Attorney in Gilbert, AZ may offer legal perspectives, the focus may not always be as specialized and tailored as Scott’s approach. Scott Allen, EA will have you sign an IRS power of attorney so he can personally represent you from start to finish and handle all aspects of your IRS problem whether it be filing back taxes, negotiating IRS debts, or representing you in an audit.

Cost-Effective Solutions

Taxpayer-friendly fees combined with high-quality service define Scott Allen EA’s practice. Navigating taxation can be daunting, and the prospect of hiring professional assistance might seem financially intimidating. However, Scott’s commitment to providing cost-effective solutions ensures that taxpayers receive exceptional value for their investment. Gilbert, AZ IRS Tax Attorneys, often operating within a broader legal framework, might not be able to match the efficiency and affordability of Scott’s services in the realm of taxation.

Proactive Issue Resolution

A proactive approach to tax issues can prevent complications and potential disputes down the road. Scott Allen EA excels in this aspect by identifying potential red flags before they escalate into major problems. His strategic insights and meticulous review of financial records empower clients to address concerns in their early stages. While IRS Tax Attorneys in Gilbert, AZ may excel in dispute resolution, Scott’s focus on proactive IRS and tax specific solutions adds another layer of security for taxpayers. Below is a recent example of Scott Allen EA being proactive and protesting a back tax issue from 2024. Protesting this SFR return that was originally prepared by the IRS resulted in saving over $15,000 for his client Michael.

Integrity and ethical conduct form the cornerstone of Scott Allen EA’s practice. His reputation for honest and transparent dealings has garnered trust from a diverse clientele. This level of trust is essential in the realm of taxation, where sensitive financial matters are often at stake. While Gilbert, AZ IRS Tax Attorneys undoubtedly uphold ethical standards, Scott’s specialization and reputation in taxation underscore his commitment to maintaining the highest level of integrity.

The decision to enlist a tax professional is pivotal for any taxpayer. While a Gilbert, AZ IRS Tax Attorney may offer legal expertise, the specialized knowledge, dedicated focus, personalized approach, cost-effective solutions, proactive resolution, and strong ethical standing that Scott Allen EA provides make him an optimal choice for addressing taxation concerns. With Scott Allen EA, taxpayers can rest assured that they are receiving guidance from a seasoned Enrolled Agent who not only understands tax law but also prioritizes their unique financial well-being. Call him at 480-926-9300.

BACK TAX RETURNS, IRS Appeals, IRS Problems, IRS Tax Attorney, Tax Attorney Arizona
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Do I Need an IRS Tax Attorney in Gilbert AZ when I have not paid my IRS 940 Taxes?

Hiring a Gilbert AZ IRS Tax Attorney?

No, this is not a legal matter requiring a Gilbert AZ IRS Tax Attorney.  However, you do need IRS help.  IRS form 940 is for federal unemployment taxes.  They are calculated on the first $7,000 of wages paid to each employee.  If you are self-employed your Arizona business is responsible for the payment of unemployment taxes; otherwise the liability will eventually be transferred to the Gilbert AZ business owner—YOU!  IRS form 940 can be confusing because not only business employees but unemployment taxes apply to agricultural and farming employees and domestic household employees.

Do not take the filing and payment of unemployment taxes lightly—the IRS doesn’t.  The IRS will file IRS tax liens and possibly seize business and personal property to pay off your debt.  Scott Allen E.A. has the experience and expertise to settle with the IRS on your IRS Form 940 taxes.  Scott is available for a free consultation to see what options are available to settle your IRS tax debt.  There are several ways to settle back IRS taxes owed and it is importnat to be aware of all available solutions to you. He can be reached at 480-926-9300.  Don’t hesitate to call him over calling a Gilbert AZ IRS Tax Attorney.

www.filebacktaxes.net

 Tax Debt Advisors, Inc

Scott Allen EA of Tax Debt Advisors, Inc was able to to assist XXXXX Plumbing LLC with their IRS 940 back taxes owed and get it settled into a nice monthly payment plan. You can view the approval letter below. Rather then hiring a Gilbert AZ IRS tax attorney this XXXXX Plumbing LLC utilized a local Enrolled Agent. This is just one of thousands of examples where Scott Allen EA have helped other Arizona businesses and taxpayers.

Gilbert AZ IRS Tax Attorney

IRS Problems, IRS Tax Attorney, IRS Tax Payment Plan, Payroll Tax Problems, Tax Debt
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Tax Debt Advisors, Inc. Provides IRS Levy Help for Gilbert Arizona

IRS Levy Help for Gilbert Arizona

Isn’t it time to stop IRS harassing letters, phone calls and business cards stuck to your front door?  Tax Debt Advisors, Inc is IRS levy help for Gilbert Arizona residents. It’s time to make an important decision—stop procrastinating because matters will only get a lot worse and more difficult to deal with the longer you wait.  Clients come into our office upset that the IRS has levied their bank accounts or garnished their wages but fail to remember that they haven’t filed their returns for years, ignored several attempts to remedy the tax debt or haven’t paid the IRS tens of thousands of dollars of legitimately owed taxes.  We are on your side; but admitting you have messed up is the first step towards getting the habit fixed.  We have resolved over 113,000 IRS tax debts since 1977, yet a significant number of past clients get right back in trouble with the IRS after their IRS problems have been completely resolved.  The reason is that the habit has not been addressed.  There are as many reasons why as clients, that fall back into the IRS tar pits.

One of the unique services of Tax Debt Advisors, Inc. is to help clients resolve their tax problems permanently.  Yes, there are some who get back in trouble and we are glad to resolve their tax matters a second time if necessary, but that is not what we are about.  We want to fix your IRS problems the first time permanently.  Call Scott Allen E.A. at Tax Debt Advisors, Inc. at 480-926-9300 and schedule a free initial consultation near Gilbert AZ today.

www.taxdebtadvisorsinc.com

Below is a recent success Tax Debt Advisors, Inc had for a Gilbert Arizona resident that needed IRS levy help.  Their personal information has been whited out, but as you can see Scott Allen EA was able to get the IRS levy placed on their bank account released the very next day after is was issued. In this situation, procrastination is what ultimately led to the bank IRS levy. This could have been avoided had the taxpayers responded to the IRS letters and phone calls. However, there is still hope even after the IRS had issued a bank or wage levy. As was mentioned earlier in this blog, for help give Scott Allen EA a call. See a copy of the IRS bank levy release below.

IRS Levy Help For Gilbert Arizona

 

IRS Levy, IRS Problems, Tax Levy
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File Back Tax Returns in Gilbert

Scott can file back tax returns in Gilbert

If you forget or fail to file back tax returns in Gilbert the IRS can file returns for you. Yes, you read that correctly. The IRS will gather whatever income information that can on you and submit a tax return for processing and assess you a balance due. They will do this usually three to seven years after the tax return was due and after sending the taxpayer several warning notices. If you don’t recall receiving any of these notices the IRS could be sending them to your last address on record which could be pretty old depending on the last time you filed a tax return. It is always better to take care of back tax returns before the IRS gets it to this level that way there isn’t protest work involved. Either way, Scott Allen EA of Tax Debt Advisors, Inc can file back tax returns in Gilbert for you. He will speak to the IRS throughout the entire process so you do not have to.

Have you maybe lost some of your tax and financial records in order to file back tax returns in Gilbert accurately? Scott Allen EA can also help with that process as well. As your IRS Power of Attorney he can help retrieve as much information from the IRS as possible.

Scott Allen EA has a recent client, Brandon who was behind in some Gilbert back tax returns. One of those years being 2014. This IRS filed and made their own assessment that totaled over $31,000 in back taxes owed.  This was outrageous. Upon an investigation into the account Scott Allen EA discovered that the IRS grabbed all the taxpayer’s gambling winnings and included it as income. The IRS didn’t know about or take into account any of the taxpayer’s gambling losses. Brandon then went and gathered up his casino and bank records to support deducting gambling losses. The tax law allows you to deduct your gambling losses up to a taxpayers winnings. Scott Allen EA prepared a 2014 return to protest the IRS’s Substitute For Return (SFR). Upon its full acceptance over $21,000 of taxes, interest, and penalties was removed. Check out the IRS acceptance letter below.

It is always important to do a complete review of a taxpayers account before negotiating a payment plan, non collectible status, offer in compromise, filing a tax bankruptcy, or file back tax returns in Gilbert.  Scott Allen EA can assist and represent you before the Internal Revenue Service from start to finish. Give him a call today.

File Back Tax Returns in Gilbert

BACK TAX RETURNS, IRS Problems, IRS Tax Attorney, IRS Tax Payment Plan, Tax Preparation, Unfiled Tax Returns
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IRS Offer in Compromise Gilbert AZ and Saved $171,000.00

Mark’s IRS Offer in Compromise Gilbert AZ

Mark was behind on several years of back taxes and owed more to the IRS then he could ever imagine paying back. After Scott Allen EA got him filing compliant by preparing all of his back taxes Gilbert AZ it was time to make a determination on his best settlement option. His income had dropped substantially, he was getting up there in age, and had no assets to speak of really other then his modest vehicle. Scott Allen EA knew he could negotiate all this debt into a low monthly payment plan (say $300 a month or so) and just ride out the ten year statute of limitations. However, Mark didn’t want the IRS hanging over him for that long. Scott Allen EA continued to evaluate his complete financial status and wanted to let Mark know about the IRS Offer in Compromise Gilbert AZ program. The IRS OIC program is a real solution but he cautions everyone that very few people ultimately qualify for it for a number a various reasons. They might have too high of income. They might have assets with available equity. They may have filed many back taxes Gilbert AZ too recently. They may not be making proper estimated tax payments and/or proper W2 withholdings. They may not be able to come up with the down payment or lump sum if the IRS accepted an OIC. Settling a $191,000 for $20,000 is a fantastic deal and almost everyone would take that, but if a taxpayer does not have a way to come up with the $20,000 there is no reason to apply for an OIC to begin with. Long story short, it is important to sit down and speak with your IRS power or attorney face to face before submitting an IRS Offer in Compromise Gilbert AZ.

Mark saved over $171,000 with his IRS Offer in Compromise Gilbert AZ

Check out the IRS acceptance letter dated July 16 2022. It was a tough IRS Offer in Compromise Gilbert AZ to get accepted with a number a various financial things to go over and get approved. Covid 19 and all the delays that occurred because of that. Scott Allen EA also had to take the case to the IRS office of appeals to get some matters accepted as well. At the end of the day, Scott Allen EA fought long and hard for his client, Mark. He did what needed to be done to get the best possible outcome.

IRS Offer in Compromise Gilbert AZ

If you are considering an IRS Offer in Compromise Gilbert AZ please schedule to meet with Scott Allen EA first. He will go over the IRS OIC process but more importantly he will also make sure you know about all the settlement options the IRS has. Scott Allen EA can be your IRS Power of Attorney and represent you from start to finish.

 

IRS Problems, IRS Tax Attorney, Offer In Compromise, Tax Attorney Arizona, Tax Debt Advisors Reviews
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Written by Scott Allen

Tax Attorney Gilbert

Tax Attorney Chandler AZ

Searching for “Tax Attorney Gilbert” while looking for an experts in tax law? If so, Tax Debt Advisors can help! We are not a tax attorney firm, rather, a tax debt specialist that helps with IRS problems. Solve the same tax problems for less money!

If you happen to be searching for tax attorneys, that must mean that you must be having tax trouble. Contact Scott Allen with Tax Debt Advisors, Inc. at (480) 926-9300 to help you to get the right type of help with the IRS today. Don’t just go out and hire a tax attorney, hire a tax debt advisor who has been helping people to deal with their tax issues since 1977 and has solved over 108,000 tax debts.

Help get things straight with the IRS by calling Scott Allen at Tax Debit Advisors, Inc. today at 480-926-9300 to help you get right with the IRS today! Check out one of our most recent successes where we helped Mary settle here tax debt in Gilbert without a tax attorney. 

Common Reasons To Hire A Tax Attorney

Below are the most common reasons to hire a tax attorney. Although, these are also services provided by Tax Debt Advisors Inc. Tax Debt Advisors can help with:

It is true, you don’t really have to hire a tax attorney when it comes to dealing with the IRS. Instead you can hire a tax debt advisor who has been helping people since 1977. Scott Allen is able to guide you through basically any type of tax situation that you may need help in dealing with.

Why You Don’t Need A Tax Attorney

Below are some reason and warning signs that state that you don’t need a tax attorney:

  • If you are making a choice out of fear and believe that you need a tax attorney for other than fraudulently filed or criminal returns, then you will be disappointed. Attorneys are able to generate their income by causing fear. Many of our clients who started with an attorney and switched to us had mentioned about being intimidated with fear that something bad will happen if . . . and those ifs are always filed by another large retainer fee.
  • IRS resolution work isn’t exactly rocket science. It is just common sense work that actually improves over time because of the relationship that is established with the IRS and an understanding of their idiosyncrasies. Attorneys will scare their clients into believe that their legal training is needed to get a successful resolution.
  • Most clients believe that they will only get what they pay for and will base the quality of work on how much they pay. In many cases, an attorney will charge between 25 to 400% more for the same type of service. If you go for a consultation with an attorney, you should get a second opinion from me with a free initial consultation. These are the appointments I love.

Why You Need To Hire An Enrolled Agent VS A Tax Attorney

View our recent blog post “When is a IRS tax attorney is necessary and when isn’t it?“

  1. Your tax issue may not be that bad: It doesn’t take a tax attorney or rocket scientist to work with the IRS. Legal training isn’t needed to handle most tax issues. Tax attorney’s will often try to scare you into thinking that you need legal representation. That just isn’t true. Let Tax Debt Advisors help to solve your tax problems without having to scare you or request a huge retainer fee for our services.
  2. Get a Second Opinion: There are some tax customers who believe that paying higher fees will give them better quality services. That isn’t true. Tax attorneys will charge 400% more for the same type of services that a tax debt expert is able to handle. There literally no difference in the whole process besides paying more money. We aren’t saying that it is a bad idea to speak to a tax attorney, but you should always get a second opinion. At Tax Debt Advisors we offer free tax consultations.
  3. Don’t make a decision based on fears: If you believe that you need a tax attorney just because you filed a fraudulent tax return, then you may disappointed. Tax lawyers will normally get their income based off of fear. Many of our tax clients started with a tax attorney, only to learn that they tried to intimidate them into believing that they had a bigger tax issue than in truth. And that is often followed by a huge retainer fee.

Feel Confident With Experienced Tax Representation

Whenever I have looked back over the years, the most common factor for bad decision making was when I was overly influenced because fear. I love the quote from Star Wars that explains how Anakin Skywalker became Darth Vader. “It was fear that pushed me to the dark side.” If you have already consulted with an attorney, ask yourself if they reduced the level of fear or just used it to get what they wanted. Good representation will make you feel better and not fearful. A great representative will focus on everything that can go right and the wrong ones will just focus on the thing that almost never happen. When you are trying to decide if you need to use an attorney, take some time to get a second opinion from me. You will be glad you did.

Free Tax Consultations | Do You Really Need A Tax Attorney?

“Tax Debt Advisors handled my tax issues, which included several years of tax returns with IRS issues. The back tax returns were processed quickly with no additional problems or delays. Scott managed every aspect of the IRS problem with ease. Thanks again Scott!” Stacy P Read More Reviews

If you are worried about IRS tax issues and think you need a certified tax attorney to represent you, give Tax Debt Advisors a call first. This is an important decision to make that requires the experience of a highly skilled Enrolled Agent. Scott Allen EA can be that choice for you. There is a great chance that you don’t need a tax attorney or legal representation for your tax problems. Our tax debt advisors can help you solve the same tax problems for less money. To schedule you free tax consultation in Gilbert to find out if you actually need a Phoenix tax attorney or not, give us a call today at 480-926-9300.

Tax Attorney Arizona
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