Written by Scott Allen

Settle Phoenix AZ IRS Debt

Thomas settled his 2010 Phoenix AZ IRS Debt six years later

Just because you may have Phoenix AZ IRS debt that is several years old does not mean you cannot do something about it. Thomas owed the IRS over $100,000 for multiple tax years and many of which needed to be prepared and filed.

2010 was one of the tax years that Thomas did not file. Because he did not, the IRS went ahead and did it for him. Except they don’t file it in the taxpayers best interest; it gets filed in the simplest way possible which benefits the IRS 99% of the time.

In this blog is just a recent example of the negotiation handled by Scott Allen EA of Tax Debt Advisors. View the notice below to see what was successfully accomplished. Scott Allen EA turned a $13,000 IRS tax filing bill into nearly an $8,000 refund for the client. Always seek a second professional opinion before giving up on the “big bad IRS”.

Phoenix AZ IRS Tax Debt

Phoenix AZ IRS Tax Debt

Tax Debt Advisors is a Phoenix Arizona company that specializes in most matters pertaining to the IRS. Some of those matters are: preparing unfiled tax returns, payment plan negotiations, offers in compromise, appeals, innocent spouse claims, and more. For professional help on your case call 480-926-9300 today and speak with Scott Allen EA personally.

Written by Scott Allen

How To Stop A Tax Levy On Your Paycheck In Mesa

How To Stop A Tax Levy On Your Paycheck In Mesa

If you are looking for information on how to stop a tax levy on your paycheck in Mesa, Arizona this post should help!

What is a tax levy?

The tax levy is one of the harshest collection methods used by the IRS and taxing authorities. This is where they will legally seize your assets to pay off back taxes owed. This is very different from tax liens because a lien is just a claim to the assets while a levy is seizing them. The tax authorities may levy investment accounts, wages, pensions, physical assets, bank accounts, accounts receivable, social security, and insurance policies.

General Tax Levy Process

Normally, you won’t be surprised by tax levies due to the IRS going through certain steps before they issue a tax levy. Below are the steps that the IRS will go through before a levy.

  • Taxes are accessed from an IRS filed a tax return on your behalf called a Substitute for Return or by a tax return filed by you with money owed.
  • Tax bills are sent to the last known address and demands payment for owed taxes.
  • You haven’t paid the bill or you made another arrangement to pay.
  • A final notice is sent by the IRS with an intent to levy and a notice of your right to a hearing. The levy will begin within 30 days of the notice. The IRS is required by law to notify you of the levy within 30 days before beginning. This became the law as part of the 1998 IRS Restructuring and Reform Act.

Tax Levy Types

The levy form that taxing authorities use will vary depending on your situation. Normally they will use the method that will be the easiest for them to regain money that is owed. Below are common levy types:

  • Wage Garnishment

With wage garnishment, the IRS will contact your employer and demand that HR take out a certain percentage of your pay for your unpaid taxes. Many employers will not really deny this request because the company can be held liable for what you owe. This levy will remain until enough is paid to cover the owed amount plus penalties and interest, other resolution has been made, or the debt owed has expired. Normally, if a tax attorney proves a hardship, the IRS can reduce or remove the garnishment.

  • Bank Levy

A bank levy will have the IRS contact your bank and demand a hold be placed on your funds. Within 21 days, the amount owed will be removed from your account. If it doesn’t satisfy the debt in full the first time, then it may keep coming back as money appears in the account.

  • Property Seizure

The IRS may seize almost any form of asset to sell to cover your owed taxes. They can seize items such as your house, car, or boat.

  • 1099 Levy

The IRS may issue multiple types of levies to gain payment for your owed 1099 payments. They can levy the amount you owe, but can’t go after anything owed to you in the future for work that is to be done.

  • Other Asset Seizures

The tax levies aren’t limited to what is mentioned above. The IRS can also levy your licenses, rental income, commissions, retirement accounts, accounts receivable, dividends, or life insurance.

  • Passport Seizure

Although not technically, the IRS may request that the state department deny or revoke your passport if you owe more than $50,000.

Stopping a tax levy

The IRS will normally only use a levy as a last resort option and would prefer to use another arrangement to resolve your owed taxes. In order to stop a levy, it takes swift action by you or a tax professional working for you. There are different types of arrangements that can stop a levy. Below are some options.

  • Payment Plan

The IRS have a variety of payment plans based on your financial situation. Once the agreement is made for a payment plan, the levy will stop.

  • Submit an offer in compromise

This is an agreement to pay less than what is actually owed. This option is for those who are struggling financially and may qualify. Talk with a tax professional to see if this is for you.

  • Prove Financial Hardship

If you can prove that a levy will create a financial hardship, then this may stop the levy against you. This doesn’t mean that you don’t need to pay what is owed, but it will stop collection actions.

  • File an appeal

You can appeal the levy if taxes were paid before the notice was sent. You can also appeal if you were in bankruptcy before the notice, there was an error in the assessment, you want to make spousal defense, or want to talk about other options. There may be times that you can appeal because you weren’t able to dispute tax liability, or the statute of limitations has expired for the debt.

Contact us today for help with a Tax Levy

We can assess your situation and find the best method to get the levy released. Scott from Tax Debt Advisors will work on your behalf to find the arrangement that will work for you and not the IRS. Scott can help you stop IRS tax levy or release a levy quickly!

Written by Scott Allen

Suggestions for Happy Living Despite Having an IRS Problem, Part 4

Tempe AZ IRS Tax Lien

  • I’ve learned that a smile is an inexpensive way to improve your looks.—Andy Rooney
  • A smile increases your face value.—Anonymous
  • Some people smile very naturally.  Some may be happy but haven’t told their faces about it yet.—Dr. Joe J. Christensen
  • Find a volunteer agency, school, or church that could use your help and volunteer your services for a few hours a month.
Do you have a IRS tax lien in Tempe AZ upsetting your marriage?  Are you tired of the Tempe AZ IRS sending you “love letters”?  There are several options available to resolve your IRS tax debt.  Each settlement option has pros and cons.  However, one is always better that the rest and is usually quite obvious once the facts have been presented to you without prejudice towards any one solution.  That is why Scott Allen E.A. should be your choice when confronted with a serious IRS tax lien problem in Tempe AZ.  Call 480-926-9300 to schedule your free initial consultation.

Scott Allen E.A. has witnessed the success of his family’s IRS resolution practice first hand and is carrying on the tradition to the second generation.  Tax Debt Advisors, Inc. has been helping individuals like you with IRS tax problems since 1977.

 

Written by Scott Allen

The IRS in Arizona Garnished My Wages, Now What?

Arizona IRS Garnishment

If you have not been in contact with the IRS about your IRS tax liability, eventually the IRS will garnish your Arizona wages.  Once this has happened, you need professional help to know your options as well as your rights. You need to work out a settlement with the IRS before the garnishment is removed.  If you have unfiled returns, that is the first place to start.  Next you need to know how much you owe.  And finally, you need to have a settlement agreed to before your wage garnishment is lifted.  Tax Debt Advisors, Inc. of Arizona has the expertise to quickly take you through all the steps necessary to stop the garnishment.  Call Tax Debt Advisors, Inc. for a free consultation at 480-926-9300.  They have been releasing IRS wage garnishments since 1977.

 

Written by Scott Allen

What options do I have now that the IRS has filed an Arizona Notice of Federal Tax lien?

Arizona Notice of Federal Tax Lien – IRS

If you want to sell an Arizona asset that has a tax lien, the IRS will discharge the property so that you can sell your property free of the tax lien.  All of the proceeds of this sale must go towards the AZ tax debt.  If you want to get a loan on real estate you can request a subordination which leaves the tax lien on the property but allows the creditor to be ahead of the claim that the IRS has with the tax lien.  The process of the loan must be applied to the tax debt.  A withdrawal of the tax lien eliminates the public notice of federal tax lien and gives creditors assurance that the IRS has no claim against the asset.

If you are considering selling an asset in Arizona or borrowing against an asset and have an IRS tax lien, consider a free initial consultation with Scott Allen E.A. of Tax Debt Advisors.  Tax Debt Advisors has the expertise to work with the IRS on your behalf.  Call 480-926-9300 to schedule your appointment.

 

Written by Scott Allen

Who do you call when you need Gilbert Arizona Tax Debt Reduction

Gilbert Arizona Tax Debt Reduction

Tax debt reduction in Gilbert AZ is a reality but only when you are able to file and full pay on time your current taxes.  Often clients will seek tax debt reduction but have not developed their “tax muscles” sufficiently to stay current.  All settlements with the IRS will be voided out if you do not continue to file and full pay on time.  Anyone can get in trouble with the IRS—there are situations in life that cannot be avoided.  But it is another matter to be able to break the cycle of getting back in trouble.  IRS statistics show that almost 80% of installment arrangements are voided out due to non-compliance with filing and paying on time within the first year.

Scott Allen E.A. has the expertise to not only get you the best settlement allowed by law but also to help you get back into compliance and stay there.  Scott offers a free consultation for Gilbert AZ taxpayers and can be reached at 480-926-9300.  He will make your appointment worth your time and be ready to discuss your possible Gilbert Arizona Tax Debt Reduction.  Come prepared with all recent IRS notices and Scott will put your mind at ease.

 

Written by Scott Allen

Call Scott Allen E.A. before you meet with an Appeals Officer in Scottsdale AZ

Scottsdale AZ IRS Appeals Officer

If you have filed an Appeal to a previous IRS determination that you disagree with, you will be meeting with an Appeals Officer.  This is your last and best chance to get the settlement you are seeking.  This is a critical time to get Scottsdale AZ IRS help from a professional with expertise in meeting with Appeals Officers.  Scott Allen E.A. is the right guy.  He offers a free consultation and will make sure you are seeking the right IRS settlement option.

Since Scott Allen E.A. has worked with most if not all of the Appeals Officers in the Scottsdale AZ area, he knows what their “hot buttons” are.  This is one time when having a good relationship with the IRS Appeals Officer is more important than the arguments Scott will be making on your behalf.  Appeals Officers want to get a quick settlement and move on to the next case.  That is what makes them look good to their managers and prevents the Appeals Office from being clogged up with unresolved cases.  Contact Scott Allen E.A. to schedule a free consultation at 480-926-9300.  He will make your appointment a great day for you!

 

Written by Scott Allen

Work with Scott Allen E.A. if you receive a Phoenix AZ Notice for a Collection Due Process Appeal.

Phoenix AZ IRS Notice for a CDP

The Collection Due Process Appeal was enacted by Congress to allow taxpayers to have a remedy to their disagreement with an IRS agent or Revenue Officer.  The IRS Appeals Office is an independent branch of the IRS that will review your case to determine if you have been treated fairly.  A Phoenix Arizona IRS Appeals Officer has the authority to overrule previous IRS collection actions.  Taxpayers have 30 days to file an Appeal after the Final Notice is received.

The Appeals Office is more willing to find a solution to the taxes being disputed.  Scott Allen E.A. has expertise in negotiating with the Appeals Office.  Scott Allen E.A. of Arizona will meet with you at no cost to evaluate your dispute and will advise you what he can negotiate with the IRS.  Call Scott today at 480-926-9300 and he will make today a great day for you!

www.taxdebtadvisorsinc.com

 

Written by Scott Allen

Dostoevsky and the IRS

Those with a Gilbert AZ IRS Problem

Let us review a few quotes from the famous Russian novelist and see how they might apply to your Gilbert AZ IRS problem.

 

But first let us share a brief biography of Fyodor Dostoevsky.

 

Fyodor Dostoevsky is renowned as one of the world’s greatest novelists and literary psychologists.  Born in Moscow in 1821, the son of a doctor, Dostoevsky was educated first at home and then at a boarding school.  When he was a young boy, his father sent him to the St Petersburg Academy of Military Engineering, from which he graduated in 1843.  Dostoevsky had long been interested in writing and he immediately resigned from his position in the military to devote himself to writing.

 

Dostoevsky’s early view of the world was shaped by his experience with social injustice.  At the age of twenty-six, Dostoevsky became active in socialist circles, largely because of his opposition to the institution of serfdom.  His political opinions were influenced by his experiences as a young boy—his father was murdered by his own serfs while Dostoevsky was away at school.  Another experience that greatly affected Dostoevsky, and found its way into his writing, was the time he spent in prison.

 

Dostoevsky wrote with genuine compassion for the poor.  Rather than just exhorting the rich and powerful to do something for those humiliated by poverty, oppression, and insult, he endeavored to find some shred of dignity in them and revealed their inner worth.  Yet even as he made himself the novelist of the poor and the insulted, he had to fight his own battles against debt and oppression.

 

In 1846, Dostoevsky found himself in debt to an unscrupulous publisher and just three years later, he was arrested for working with a group that planned to publish illegal articles calling for political reform.  In the middle of the 19th century, Russia was ruled by the reactionary Nicholas the First, who had crushed an uprising against him on his very first day as Tsar in December 1825 and thereafter set out to silence every voice of dissent.

On April 23, 1849, Dostoevsky was arrested for his participation in a group that illegally printed and distributed socialist propaganda.  After spending eight months in prison, Dostoevsky was sentenced to death for membership in the group and was led, with other members of the group, to be shot.  But the execution turned out to be a mere show, meant to punish the prisoners psychologically.  Just as he and others were to be shot, a horseman rode up at the last second with a reprieve from the Czar.  Dostoevsky then spent four years at a labor camp in Siberia, followed by four years of forced military service.

Dostoevsky never forgot his four years in a Siberian prison.  He never forgot the filth, stench, chains, cockroaches and the loathing he endured from his “lowborn” fellow convicts.  But prison became the crucible in which Dostoevsky re-forged his own soul.  Almost miraculously, he emerged from it with a renewed faith in the teachings of Christ and the value of common people—even convicts.  He was released from prison in 1854.

 

In 1857, Dostoevsky married Mariya Dmitriyevna Isayeva.  In 1859, he returned to St. Petersburg a full 10 years after he left it.  There he launched a new journal with his brother Mikhail and published a book about his ordeal in Siberia.  By 1865 he had reached the height of his powers and needed all the internal strength he could muster.  He was faced with the death of his brother and of his own tubercular wife whom he had married seven years before.  During this time he struggled with poverty, epilepsy, and an addiction to gambling.

 

In 1867, he married a second time to Anna Grigoryevna Snitkina, who helped him with his medical challenges and served as his stenographer for his novel, The Brothers Karamazov, which is one of the greatest novels of the nineteenth century, and remains the capstone of Dostoevsky’s achievement today.  Dostoevsky died in 1881, only a year after The Brothers Karamazov was published.

 

The Brothers Karamazov is Dostoevsky’s deepest and most complex examination of crucial philosophical questions dealing with the human condition.  In it, he addresses the conflict between faith and doubt, the problem of free will, and the question of moral responsibility.

 

Dostoevsky Quotes

 

  • One must love life before loving its meaning.  When the love of life ceases, no meaning can console us.

 

This is without question my favorite quote.  It perhaps has influenced me in how I live my life differently than before.  I grew up thinking that if one knew the meaning of life, that would be enough to love life.  From Dostoevsky I learned that the exact opposite is true.  We must first love life and if we don’t then it has no meaning or what we thought was the meaning of life cannot console us or bring us happiness.

 

A serious problem with the IRS can rob us of loving life as much as any of life’s challenges.  I have seen marriages and families break up, homes lost, credit destroyed, and the list goes on and on.  I have also seen the amazing change that comes over a client once their IRS problem is resolved.  Now food taste better, Disneyland is fun, sleep is deep and relaxing, hobbies are enjoyable and sex is satisfying.

 

It is critical that you choose the right person with the expertise to resolve your IRS problem.  May I recommend Scott Allen E.A. to be your IRS resolution professional.   Scott personally derives great satisfaction from helping clients get their love of life back.  He looks forward going to work each day.  Once you get your love of life back, its meaning will be restored back to you.

  • Nothing is easier than to denounce the evildoer; nothing is more difficult than to understand him.  To love someone means to see him as God intended him.

 

Many of our clients feel like they are criminals or committed an evil act.  This is not true.  Scott Allen E.A. will tell you the difference between a criminal act and a negligent act.  In most cases your IRS problem is a traffic ticket, not a hit and run.  Once you know that Scott understands who you are, you will know that you have come to the right person to resolve you IRS tax debt.

 

  • Happiness does not lie in happiness, but in the achievement of it.

 

Happiness comes as you resolve your Gilbert AZ IRS problem.  Those who have never had a serious IRS problem can never have the same level of happiness as one who has not experienced personally a difficult IRS matter.  It is the relief of pain that brings happiness, not the absence of pain.

 

  • One can know a man from his laugh, and if you like a man’s laugh before you know anything of him, you may confidently say that he is a good man.

 

Scott Allen E.A. is a very funny professional on purpose.  What a person laughs at and the way they laugh reveals a lot about a person.  It is also one of Scott’s ways of putting your mind at ease.  A good laugh triggers a release of pent up emotions.  And Gilbert AZ IRS problems can be a very emotional event.

 

Scott Allen E.A. is available for a free consultation.  Contact Scott at 480-926-9300 and put your mind at ease.

Print off this blog and bring it with you at the initial consultation and receive $75.00 off any IRS resolution work we do.  One blog offer per client.

 

Written by Scott Allen

IRS tax help for the Arizona Construction Industry

Arizona IRS Tax Help

There is only on germ or virus is more contagious than any other to the construction industry—that is virus of bad IRS advice pass amount your own peers.  If you want accurate information that you can rely on get it from a professional in another field that specializes in that subject.

Most construction professionals get into trouble with the IRS due to bad advice, especially in the areas of independent contractor/employee issues, the structuring of their business, and what they can take as business and personal deductions, and the lack of making no estimated tax payments towards current year tax liabilities or claiming exempt on their W-2 withholdings.

We can help Arizona construction industry professionals in the following specialties:

Electricians, Concrete Workers, Plumbers, Roofer, Dry Wall and Plaster Workers, Architects, Inspectors, Project Managers, Landscapers, Painters, Glazers, Framers, Tile and Flooring Workers. 

Why is the IRS making the construction industry a target for IRS audits?  First, is the lack of filing tax returns.  The construction industry has the lowest compliance rate among all the professions.  Second, lack of making tax payments in the form of estimated taxes or having withholdings on W-2’s wages.  Employers in the construction industry typically want to pay their workers as if there were independent contractors.  Hence, no withholdings are being paid by the employers and the workers fail to pay estimated taxes.

If you receive a notice of being audited by the IRS—take it very seriously, get professional help.  If one year has significant changes that produce additional revenue to the IRS, it is highly probably that the audit will be expanded to other years.  The IRS knows that bad practices regarding IRS matters are very contagious in the construction community.  Call me today for a free initial confidential consultation.

Scott Allen E. A. – Tax Debt Advisors, Inc

IRS tax help for the Arizona Construction Industry from Tax Debt Advisors, Inc

Mesa, Apache Junction, Avondale, Buckeye, Carefree, Cave Creek, Chandler, El Mirage, Fountain Hills, Gila Bend, Gilbert, Glendale, Goodyear, Komatke, Litchfield Park, Luke AFB, Paradise Valley, Peoria, Phoenix, Queen Creek, Scottsdale, Sun City, Sun Lakes, Surprise, Tempe, Tolleson, Waddell, Whitman, Wickenburg, Youngstown, Flagstaff, Tucson, Payson, Winslow, Sierra Vista, Page, Prescott, Globe, Yuma, Lake Havasu City, Kingman

 

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